Category Archives for "Work from home"

Is FunnelXpress Scam or Legit? [FunnelXpress Review]

is funnelxpress scam

Welcome to my FunnelXpress review. Is FunnelXpress a scam or a legit way to increase your sales? Read on to find my take on it.

First of all, it's great to see you are doing research on this product. The online marketing and make money online space is just full of scams so you need to be careful with every purchase decision.

I encourage you to be skeptical about every single review you read in this niche, including mine. Especially if you are a beginner.

The sad fact is that a huge portion of this business is based on ripping off unsuspecting beginners.

It's very easy to mislead people with unrealistic promises of overnight riches that magically appear to you with a push of a button.

So if you are a beginner to online business, you have made a very wise decision to do research. Never trust the marketing talk and the testimonials, they are meant only to make you the decision to buy.

That said, I want you to know there are completely legit and ethical ways to make money online. It's not just a huge cesspit of scam artists preying on unsuspecting newcomers.

You can actually make a full-time income online and more, but it always takes work and learning. Don't let anyone tell you otherwise.

Now that we got that out of the way, let's move on with the review. Before we start I want to be completely honest. I haven't tried FunnelXpress myself.

I'm also in no way affiliated with them, so this is not a pitch to sell you FunnelXpress. I do however recommend other products, I truly believe in, so my content does contain affiliate links.

I'm basing this review on their marketing material, third party information and my own experience. It presents my opinion on the product based on this information. Nothing more, nothing less.

FunnelXpress Summary

Product: FunnelXpress

Product Type: Done-for-you Affiliate Funnel building software

Price: Full price $97, $23.97 as of writing this


I can't recommend anything that is done-for-you because you will never succeed as an online entrepreneur with that mindset.

You need to learn the skills yourself and once you understand the process and have the money to invest, you can outsource some of the work.

But first, you have to learn the ropes. You can find my top recommendation to do that through the button below.

FunnelXpress seems to be a legit software for creating sales funnels with ready picked affiliate products.

The funnels look professional and the products are good so I have no doubt they would work pretty well.

The problem is that I can't tell how you are supposed to get traffic to these funnels. Apparently the product includes some traffic training (third party information) but this is actually the hardest part of making sales online.

That said, I could possibly recommend this product for creating effective sales funnels once it's a bit more established. Currently, it's very new so there are not many users' experiences so it's hard to evaluate how trustworthy it is.

What Is FunnelXpress

FunnelXpress is a cloud-based software that claims to be a completely newbie friendly affiliate system that can create your income with few clicks of a button.

In their commercial (that's not an affiliate link) they talk about how 95% of affiliate marketers fail but how the top 5% make tons of money by finding profitable niches, finding the best-selling products in those niches and by using affiliate funnels to collect leads as they profit. Finally, they drive traffic into their funnels.

They also talk about how hard it is for a beginner affiliate marketer because you need to learn a ton of new skills, an ongoing budget and to drive traffic to your offers. And how this adds up to a lot of time, money and effort.

They offer you a proven solution that is apparently 95% done for you.

  • They pick the niches for you
  • They pick the products for you
  • They provide ready-made funnels for you
  • Hosting and the traffic is included
  • All you have to do is to pick a niche and product, add your links and launch your funnel in minutes.

So it's essentially a 95% ready-made affiliate marketing funnel system that supposedly makes you money with a few clicks.

The regular price seems to be $97 but they are running a launch and the price is at the time of writing this $23.97. One-time payment.

Sounds great, if not a bit too good. Let's see how it actually works.

How Does FunnelXpress Work

They show in the commercial how FunnelXpress helps you create a money producing affiliate marketing funnel in five steps:

  1. Pick from 30 most profitable prequalified niches, including SEO, Affiliate marketing, Fitness, Offline marketing, List Building, Dating, etc.
  2. Choose a funnel from 60 preformatted templates
  3. Fill in the blanks. I suppose this means your affiliate Id's, possible personalization information, social links, etc.
  4. Choose from 50 evergreen products to promote. Evergreen means they are always in fashion, i.e. make money online, weight loss, etc.
  5. Turn on your FX traffic generation and watch the traffic and sales roll in.
  6. I know it said five but the final step is Rinse & Repeat.

Their service also offers hosting so you don't need to invest in hosting or domains. They even gather your leads and create an email list for you in every step of the funnel. Sounds pretty good so far!

You can check how the software looks like from this Demo Video by Rash Vin:

If you are new to this stuff, the key things to look for here is how they are producing traffic and is the price of the product reasonable compared to the claims.

They seem to be using something called FX traffic generation to produce traffic to your funnels. I could not find any information on what this actually means.

On the video below Jono Armstrong mentions that FunnelXpress comes with a bit of traffic training, but no actual done for your solution.

Also, they are asking less than $30 for a service that hosts your funnels, collects your leads (an email lists), provides traffic and builds your sales funnels. And that's a one-time payment.

A hosting service is easily $20/month, and email autoresponder that is scalable starts at $20/month, a funnel building software about $20/month.

Traffic can be had for free through SEO but it takes work, time and patience. You would have to invest a lot more than $20/month to get significant sales from PPC campaigns.

Even with the regular price of $97 FunnelXpress would be phenomenally affordable. Downright cheap.

This begs the question of how can they offer it for such a cheap price if the product is legit?

Is FunnelXpress Scam Or Legit?

FunnelXpress doesn't seem to be a scam. It seems to do what it promises, it builds funnels for selling affiliate products. It does this on cloud-based software that doesn't require you to invest in your own hosting.

But I don't recommend it to you. Why? Because you are not creating an actual sustainable business for yourself.

You are completely at the mercy of this software. It's like running a real business without any real assets of your own.

They host your funnels and they gather your email list. Those are assets you should never let someone else own.

Well, at least you can download your email list as a .csv and the funnels to host at your own website from FunneXpress, but having an automated system keeps you from actually learning these skills yourself.

The only thing you really get is the possibility of affiliate sales. Now if you can make more money on the FunnelXpress than you pay for it, it would actually be a phenomenal product.

Sure, you wouldn't have an actual business but you would essentially have software for printing money so who cares!

But here's my question. Why would they sell that information?

It seems just a bit too good to be true to me. I've learned it the hard way there are no "free lunches".

Get rich quick schemes and money-making systems that don't involve any work just don't work.

If they did, why the heck would they be selling it to you for such a low price instead of taking all the profit themselves? Just think about it.

I'm not claiming this is the case with FunnelXpress because I haven't used it. but I would be extremely cautious because they claim fast income with virtually no work. Feel free to share your results and convince me otherwise.

I actually think the funnels and products they create are legit but I would guess the hardest part with this system would be producing converting traffic. Which is usually the case with similar products.

What if I told you that if you change your mindset a bit, you could create a successful online business you would actually be proud to show to people?

My Recommendation

If you are serious about learning how to make money online, you need to change your mindset into creating an actual business that provides value to people, your customers.

Using automated funnels to sell products other people have created is not adding actual value to your customers even though it's completely possible to make some money that way.

If you want to make a living from online marketing, you need to think long term. You need to think in terms of assets.

A website is an asset. An email list is an asset. A YouTube channel can be an asset. An Instagram account can be an asset.

You need to create assets you own and you need to leverage assets owned by others (i.e. YouTube and Instagram). You need to diversify your income sources.

The sad truth is that pretty much every single product out there that promises to produce income on automation doesn't really work.

Usually, it's because you can't get traffic to your offers. Even if the product has some kind of system in place traffic, it rarely converts well.

This is because targeted traffic is the holy grail of online marketing. It's expensive to get traffic. It requires either money or labor or both.

I struggled for years to make money online. I tried a ton of products that offered easy money.

The second I decided I'm going to take this stuff seriously and follow a proven step-by-step training I started seeing success.

Well, actually it didn't happen instantly. It took several months of consistent work. But I actually felt proud, unlike when chasing easy money.

That's why my recommendation to you is to make the decision to start taking this stuff seriously, learn the necessary skills and start working for your future.

If you can do that, you will be rewarded with the freedom that online business and affiliate marketing provides.

You can work from anywhere, you can take holidays when you want, you don't have to answer to anyone, your business will produce income even when you sleep etc.

If this is something you truly want, you can find my top recommendation for learning the skills by clicking the button below.


I hope you found my take on FunnelXpress useful and it answered some of your questions. If you have any additional questions, don't hesitate to contact me through the comments section below.

I have no reason to suspect that FunnelXpress wouldn't do what it claims to do. That is building affiliate marketing funnels with automated affiliate products and links.

The good thing is that they actually have included hosting your websites and gathering your email leads. They even allow you to download both of these so you can use them on your own site or import to another

But i'm extremely suspicious of the low price and I think you should be too. If the system creates sales even without paid advertising, why on earth would they give it away for so cheap?

If you have used the product, please feel free to convince me it works. I just might try it myself.

You have to also keep in mind this product is very new. Well, actually they claim they've used it since 2011 but I couldn't find any older reviews about the product.

That's why I recommend you learn a system that has been proven to be successful by thousands and thousands of successful affiliate marketers. You can get started by signing up for my free 7-day course.

If you found this post useful, please subscribe to my newsletPrimerica Reviewter, bookmark this site and share it in social media!

Thanks for reading and see you next time!


Is 1st Page Ranker a Scam or Legit? [2020 Review]

is 1st page ranker a scam

Welcome to my 1St Page Ranker review. If you are wondering if 1St Page ranker is a scam, I'll help you decide.

First of all, congratulations to take the time to research the product you are considering buying.

Researching is the only way to avoid all the scams out there. And there are a ton of scams in the internet marketing and SEO world.

I'm not affiliated with 1st Page Ranker or the creators of it in any way, so unlike may of its affiliates out there, I can offer a fairly unbiased review of the product.

I say fairly, because I, of course, have my own incentives for creating this post. I recommend products I truly believe in.

I like to be upfront about that because your trust is my most valuable asset. I'm not in the business of misleading people.

That's why it's also important to know that anything that promises instant results, including rankings, traffic or sales, is usually a scam.

Strategies that work either require significant time investment or cost a lot. That's just how economics works. Law of supply and demand and all that you know...

So if something seems too good to be true or promises incredible results for a relatively low price, the chances are it's a scam. Legit products are usually either reasonably priced (they require work) or very expensive (they do it for you).

But is 1St Page Ranker a scam? Let's find out!

1St Page Ranker Summary

Product: 1st Page Ranker

Product type: SEO Software for YouTube videos

Creator: Ali. G

Price: $27 + upsells for full features


Maybe. If you are into YouTube, this software might actually help you get your videos rank higher, for now. Just beware that Google has been known to dislike any kind of gaming of their system so using this type of software always poses a risk of breaching the user agreement, which can lead to penalties, including demonetized or even closing your channel.

So if you are a serious YouTuber, think twice before trying any kind of automation or SEO software other than paid advertising.

If you are on the other hand someone doing "grey hat" SEO, this might just be the kind of software you could use to rank low-value YouTube accounts.

My recommendation, in any case, is to consider starting a legit online business on a proven business model instead of chasing quick fixes. You can find my top recommendation from the link below.

What Is 1St Page Ranker

Before we start I want to point out that I haven't actually tested this product.

I'm basing this post on the information I have gotten from their own marketing material and from third party information. It presents my honest opinion based on those facts.

1St Page Ranker is a first of its kind complete video ranking solution. They claim you can rank a video even if you don't have a video.

You can see how 1St Page Ranker looks like in this Demo video by Yogesh Agarwal:

You can check also their JV page for more information as well.

In short, they are offering software that can get you rankings on the first page of both Google and YouTube apparently with only a couple of clicks.

They even claim they can achieve instant first-page ranking without you needing to create a video.l

The process, in a nutshell, consists of five steps:

  1. Add and configure your YouTube accounts
  2. Select the niche you want to target
  3. Generate Search Engine Optimized titles and tags
  4. Get uniques videos with one click
  5. Create events like random scheduling to avoid getting your account banned.

So essentially it's an automated video content spinner with SEO tools and automated streaming service.

The basic product (the software) costs $27 dollars but there are naturally upsells.

The basic software includes:

  • unlimited use of live streaming technology and video spinner
  • 15 custom video uploads (unlimited upload from Google Drive)
  • Up 20 scheduled live streams
  • Multi-language user interface
  • SEO Video title creator
  • Video interlinks for SEO
  • Automate video link pings to search engines
  • 30 channels and 30 videos per user
  • Complete commercial rights

The first upsell is the PRO version that is $27/monthly + $67 onetime.

The PRO includes:

  • MultiSpin Event that allows you to add spun title and descriptions
  • Unlimited even creation
  • 20 events per day per channel
  • Unlimited channels
  • Unlimited parallel streaming
  • Advanced random event scheduling
  • Complete video editor
  • Complete Image editor
  • All future updates
  • Premium support

So basically some additional features and unlimited channels for large SEO agencies.

There are additional upsells you can find explained on the JV page. They all essentially add features to the basic software.

In the demo video, they seem to be using the version with all the extras because things like green screen editor and SEO analyzer become available through different upsells.

How Does 1St Page Ranker Really Work?

So how does 1st Page Ranker actually help you rank on YouTube? Well like they showed you in the video, it works by utilizing the YouTube Live Streaming feature and doing some SEO.

I think the magic behind this product is based on Live Streaming technology. This is just my speculation but bare with me.

You see, YouTube currently loves, LOVES Live Streaming. You might have noticed this if you use YouTube a lot.

It will recommend a certain percentage of Live Stream videos in your feed based on your behavior. Live videos will get a lot more visibility than an average video from a small channel.

Now what 1St Page Ranker seems to do, (and this is only my understanding so don't take it as a fact) is to create a live stream video based on either your own YouTube videos or stock video footage and it can even "rebrand" other videos you can stream.

You can then automate and program the timing of Live Streams from your channel. If your channels are constantly Live Streaming, YouTube apparently gives it a significant SEO advantage.

In an optimal situation, the streams will get views and followers for your channel and grow your channel authority.

You can naturally link to your other YouTube videos and websites in the description, gaining additional SEO, helping you rank in Google as well.

Since YouTube is owned by Google, the results will also be seen in Google searches.

I actually have no doubt this strategy would work currently and I actually think it a pretty ingenious way of leveraging a "loophole" in the YouTube algorithm.

The only problem I see here is that loopholes are always closed eventually and then there's the whole thing if this is risk-free.

Which begs the question...

Is 1St Page Ranker A Scam Or Legit?

From what I can tell, 1st-page ranker actually has a legit principle behind it. It leverages the Live Streaming technology of YouTube so It's completely possible it will help you rank a few videos to the first page of both YouTube and Google.

It also has some great features like SEO analysis tools, lead generation tools, video studio, etc. and only for the price of $27.

So I wouldn't call it to scam by any means. It even creates "rebranded" videos by rehashing existing content (just be sure you don't use someone else's copyrighted material).

There are a ton of similar products that are a lot shadier and don't show any proof of concept. I have no reason to suspect this Live Strem method wouldn't work very well currently.

But notice is said currently.

Here's the thing: Google isn't stupid. They can't be because they are at the top of the game.

They know people are trying to "game" their system all the time because ranking first in Google and YouTube equals money. Even with low search volume keywords.

That's why Google generally doesn't like it when people use other than simple methods like on-page (or on-video) SEO (optimized titles, descriptions, tags, etc.) and of course, high-quality content people want to share.

Google also appreciates user experience above everything else. What do you think Google will think about thousands and thousands of users sending low-value Live Streams 24/7?

They don't like it. It's simple as that. They want to see unique, high-quality content that is interesting to the users.

When Google doesn't like something it kills it. Either by burying it with algorithms changes or by completely banning such activities.

If you even for a moment think Google wouldn't do this or isn't capable of spotting this kind of behavior, think again. Remember the Penguin update?

I have already noticed channels that are using some similar software and producing constant Live Streams. And to be honest they seem to be getting a lot of traffic.

So if you want to leverage this method for the time it works, 1St Page Ranker might be the perfect software for handling it.

Just be very careful of your assets. If you own a high-value YouTube account, please please please think twice before using any questionable tactics to increase rankings.

While they could explode your traffic in the short run, they are very risky in the long run. YouTube has been known to demonetize and even close accounts that don't comply to it's terms of use.

And remember they have the power to interpret their own rules. So even if automated rehashed Live Streams are not against their terms of use now (I don't really know if that is the case), it doesn't mean they won't punish accounts using tactics like this.

On the long-run success on YouTube comes down to the same as in every business model. Unique, well-researched content that's being created consistently. This offers the best user experience.

So please avoid using services and software that promises shortcuts. They almost never work in the long run.

The only exception I would recommend is SEO tools because that is for market research.

My recommendation

So what if I told that you that it's totally possible to build a legit and sustainable business instead of looking for quick fixes and shortcuts.

The truth is that anything in life worth pursuing requires work. The same goes for online business.

If you are just fantasizing about making money online and buying a product after product, without actually going through the effort of creating valuable content, I can promise you that you will not see long term success.

Sure, you can make a buck here a buck there but almost certainly not a full-time time income. At least not if you live in the western world.

But what if I told that if you focus your efforts for a year instead of chasing shiny objects, you could actually have a profitable business that produces passive income 24/7.

A business you wouldn't be ashamed of showing to your friends and family. Something that you could actually be proud of.

I'm not going to lie to you. It takes work. Quite a lot of it actually. But if you put it in, you will eventually succeed because this model has been proven to work over and over again.

I'm talking about SEO based affiliate marketing. You can find my top recommendation for learning this business model by clicking the button below.

It's what I'm using myself and it's the reason you wound up on this page. If I got your interest, check out my free 7-day course where I show you in very simple steps how to create a successful online business.

You can enroll for the 7-day course by submitting your email address into the form below. I will not spam your email and you can unsubscribe anytime. There are no hidden costs during the 7 days. 


I hope you found my take on 1St Page Ranker useful and it answered most of your questions. If you have any questions please leave them in the comments section below and I promise to return to asap.

1St Page Ranker seems to be a rather ingenious piece of software that takes advantage of a loophole in YouTube algorithms and it even automates you stream for you.

That said I'd be willing to bet this loophole will not work for very long. Google is very good at spotting strategies like this and they can put a stop to it with a very simple algorithm update.

To make things worse, I'm not completely sure if channels taking advantage of this Live Stream loophole are completely safe. I would guess they are since it's a feature the offer, but do you really want to risk it?

My guess is that YouTube wants Live Streams to be exactly that, Live Streams that are shot live on location. Not rehashed videos that are streamed through software.

They will find a way to spot this eventually. That's why I recommend following the boring and dull methods of hard work and consistency. They will pay off in the long run.

If you found this post useful, please share it in social media, bookmark my site and subscribe to my newsletter.

See you next time!

Is Avon An MLM Scam Or A Legit Business? [2020 Review]

A picture containing makeup products with a title is Avon MLM

Welcome to my Avon Review. If you are thinking about joining Avon read this first. Is Avon an MLM? Is Avon a scam? Is Avon legit? You'll find the answers here.

First of all congratulations on taking the time to do research on the company. Especially if you are planning to use Avon for the business opportunity they offer.

Doing research is imperative to avoid scams and to find the most profitable ways to create your own business.

I want to be completely honest with you. I haven't tried Avon products or network marketing opportunities. This means I'm not affiliated with them in any way.

On the other hand, it means that I'm basing this review on third party information. I want to be completely transparent about this and I'll leave for you to decide if you want to trust my information. I encourage you to be always skeptical about everything you read online.

Now that we are on the same page, let's look at what Avon is about and how it's managed to keep a successful business for well over a century.

Avon Review Summary

Company: Avon

Product Type: Personal care and Cosmetics MLM.

Price: $100 Signup and a Starter kit ranging from $25 to $100.

Recommended to: People who are passionate about skincare and make up and want to make a side income. I don't really recommend MLMs for full-time income.


Avon is one of the oldest, if not the oldest network marketing companies. It's based in the US but operates all over the world. Their products are high quality, legit and the company has worked hard to stop animal cruelty. They focus on selling over recruiting so they definitely aren't a pyramid scheme.

They are an MLM company however. I see nothing wrong with buying their products if you are they are something you are interested in. As a business opportunity I think there are better option. You can find my recommendation below. 

What is Avon

Avon is an American multi-level marketing company that focuses on personal care, beauty and healthcare products.

One could say it is "The" multilevel marketing company. It was part of many American homes well before Tupperware. Most people in the US have at least head about Avon.

They have also operated globally for several decades so people in other countries, especially in the English-speaking world, are fairly familiar with the brand.

Their market share and turnover make them the second-largest MLM company in the world, only losing to Amway.


The company was founded by David H. McDonell who initially sold books door-to-door in New York during the 1880s. In 1886, he decided to start selling perfumes instead of books and this is the start of Avon.

Originally the company was called California Perfume Company but the trademark Avon was registered in 1932.

At this point, the product line had grown to include perfumes, toilet waters, powder, and lipsticks.

Avon entered the Chinese market in the 1990s but their business model had some trouble when direct selling was outlawed in China in 1998. Avon solved this by selling only through physical stores.

In recent history, Avon has had several acquisitions and mergers as well as some financial struggles. The most notable change is that Avon separated US, Canada, and Puerto Rico business into New Avon LLC and the global business into Avon Products.

Avon Products has its headquarters in the UK. The North American New Avon LLC has been apparently purchased by South Korean giant LG Household & Healthcare.

Product Line

In its current product line, Avon focuses on personal health care and beauty products, ranging from makeups to fashion and even health supplements.

At they list their categories as:

  • Makeup
  • Skincare
  • Bath & Body
  • Fragrance
  • Jewelry
  • Fashion
  • Wellness
  • Men's products

So as you can see they cover pretty much everything that helps look, feel and smell nicer. Most of the categories are pretty self-explanatory but under the Welles category, for example, you will find health supplements and vitamins.

While Avon is definitely marketed mainly for women as beauty products and fragrances are their mainstays, they have included products for men.

These are mainly fragrance and grooming products so no fashion and makeup for us gents.

But that's enough about the products. Let's take a look at their business model.

Is Avon An MLM

So if someone you know has been selling you Avon products

Yes. Avon is a multi-level marketing company. Most people in the US know them from the door-to-door business model they've been using for over a century.

If you don't know what an MLM is, let me explain it to you shortly. MLM is short for Multilevel-marketing.

The most important thing to know is that MLM is not the same thing as a pyramid scheme.

Some people use them synonymously, but it's wrong. MLM is a business model and a pyramid scheme is an illegal scam based on the same principles. That still doesn't mean MLM businesses can't be legit.

So here's how an MLM basically works:

  1. An MLM company uses individual sales reps/associates instead of a regular distribution chain like stores.
  2. The individual reps sell or market the products directly to consumers
  3. The reps additionally recruit new sales reps
  4. The reps you have recruited and they have recruited are called your down line
  5. You earn commissions from sales in your down line as well
  6. Since the down line typically grows exponentially it's called a pyramid or a network

In a pyramid scheme the basic idea us the same. What sets them apart is that in a pyramid scheme there either are no products to sell to the customers or they are secondary to recruiting.

Money comes into the system from the recruits, they have to pay to get in (inventory, training, opportunity, etc.).

If you understand even a little bit of math you realize that this is essentially transferring money from the bottom of the pyramid to the top. It's no wonder pyramid schemes are illegal in most parts of the world.

Avon definitely isn't a pyramid scheme, they would have been out of business a long time ago.

But they do use multilevel-marketing as their main business model.

Avon compensation plan

So how does the MLM work in Avon? Here's the summary:

It costs only $10 to become an affiliate. This is a very low few, actually one of the lowest in the business.

You will then have to buy some inventory and marketing material. Ranging from $25 to $100:

  1. Quick Starter Kit ($25): Valued over $80
  2. Advanced Starter Kit ($50): Valued over $140
  3. Premium Starter Kit ($100): Valued over $400

The compensation plan is fairly typical for MLM. You start as a promoter and move the ladder up to Ambassador, Leader and Executive Leader when you get enough recruits and sales.

So you are compensated for both selling products and recruiting people into your down line. Just like any other MLM.

This video helps to explain the basics, keep in mind it's from 2013, so you need to check the current details from Avon if plan on becoming an associate:

Is Avon Legit?

So is Avon legit? Well, it seems Avon is as legit as MLMs come. I would say it's as trustworthy as Primerica and definitely not something like Prosperity Of Life

They are a very well-established organization with almost 150 years of experience in both network marketing and direct sales.

Unlike many other. MLM's Avon also sells directly through its online store to customers. I don't know how they could manage to run a scammy business for over a century while selling directly, through their network and

That said, I'm not personally a fan of the whole multi-level marketing business model. While many people claim it has benefits over regular distribution chains but there's just always something shady feeling about it.

People often mix MLMs with Pyramid Schemes because there have been so many dishonest MLMs.

 Once again I want to make it perfectly clear that MLM doesn't mean a business is a pyramid scheme.

Still, people associate the two and often are skeptical about MLMs. I prefer using a business model that doesn't involve any hard selling.

I just present a solution to people's problems. Check my top recommendation at the end of this article and join my free 7-day course to learn the ropes. 

You can enroll for the 7-day course by submitting your email address into the form below. I will not spam your email and you can unsubscribe anytime. There are no hidden costs during the 7 days. 

Is Avon A Scam?

No, it doesn't seem that Avon is a scam. But you have to keep in mind it's an MLM which makes it susceptible to sales reps that use shady sales tactics.

If you buy directly from Avon there likely is no risk of getting scammed, considering how long the company has been operational.

The same goes if you want to become an Avon sales rep. The company will pay you the commissions you have earned.

Just keep in mind, selling physical products is usually a lot more work than the marketing materials of most MLMs make you think.

Typically, to make a decent income with an MLM business you have to have several recruits in your down line, producing additional income while you keep selling the products yourself as well.

While Avon probably a better bet for making income than lottery or money making Apps like AppNana or Lucky Day, I think you will earn a better income long term with affiliate marketing.

To be honest, if you need to get income fast it might be better to just find a temp job while working on creating an online business. Recruitment agencies like Insight Global are great for finding work fast. 

There are also some signals that Avon is losing sales during the last century and it has closed many national side offices.

"Once the largest direct-selling company in the world, Avon has flailed in recent years, particularly in North America. In 2014, Avon’s North America revenue fell 18% to $1.2 billion, crumbling to barely half of what it took in 2007. And more worryingly for a company that depends entirely on sales reps, the number of Avon Ladies selling its products fell 18% at home. Globally, the size of its sales force fell for the fifth straight year."

Avon has also recently closed branches in France and New Zealand and there been some dispute about communication difficulties between the company and its employees and partners.

"Angry workers in France have accused Avon of keeping them in the dark for months and not acting in line with Avon's publically stated values of being a socially responsible company that upholds values of trust, respect and integrity and a culture of "open and candid communication".

Estelle Croissant, an Avon employee responsible for supporting the direct selling representatives, told the BBC that a workers' council representing Avon staff in France was challenging the company for not following the correct redundancy process."

Is Avon Cruelty-Free?

Avon has been criticized in the past for selling products that have been tested on animals, causing unnecessary suffering to animals aka animal cruelty.

In the past decades, they have worked very hard to stop testing on animals all around the world. Especially China has been a challenge because they have/had regulations for certain products to be tested on animals (Apparently Avon has stopped animal testing for China).

The good news is that Avon has been working hard with PETA to achieve cruelty-free recognition and they are now officially added to the "Working On Regulatory Change" list.

So they are not completely cruelty-free just yet, but they are getting there.

"Things keep getting better! After working closely with PETA for nearly two years to end tests on animals and demonstrating significant contributions to global efforts to stop tests on animals, Avon Products, Inc., has officially been added to PETA’s “Working for Regulatory Change” list."


Avon has also partnered with FRAME (Fund for the Replacement of Animals in Medical Experiments) in Europe for 30 years. So they definitely seem willing to stop animal cruelty.

Is Avon Vegan

Something I don't often share about myself is that I eat mostly plant-based and believe it's a necessity for our future. I'm not a Vegan but I understand the motives of people who are.

In case you are not familiar with the vegan philosophy you might wonder what personal care products have to do with being a vegan. It's not just about eating plan based. It includes not using any animal products, including leather belts, etc.

Many cosmetic products contain animal products, so vegans will be interested if Avon makeup is Vegan.

The answer is that not all Avon products are Vegan but they have a Vegan line of products:

"Alongside ending animal testing across all our brands, we’re working hard to incorporate more plant, natural and synthetic based ingredients into our products without having a negative impact on our precious planet and its resources. Our recently launched Distillery range comprises vegan-friendly products composed of concentrates crafted through a rich distillery process, housed in environmentally conscious packaging."


What I like About Avon

1. It's a very well-established company

They've been around for over 100 years so they must be doing something right. You simply can't run a pyramid scheme or otherwise questionable business model for over a century.

The fact that they've survived several recessions, World Wars, and the digital revolution tells something about the agility of the company.

2. They focus on customer satisfaction and selling their products

Many scammy MLMs and pyramid schemes focus on recruiting people into the system and require you to either pay for memberships, training or a starting inventory.

As far as I can tell, Avon does none of these. They actually focus on creating sustainable customer relationships, don't require you to buy expensive inventory and offer actual valuable products.

"Meh. Kinda. My mom is an Avon lady, and the focus isn’t on recruiting others to work under her, but to connect and have customers that can count on her. Plus, the products aren’t gimmicky pills and wraps, it’s just normal makeup. However, it could fit into the MLM model because you CAN recruit people under you and you typically order through members. It just has a nice, warm non malicious vibe tbh."


3. They offer quality products with good value

Unlike many other MLMs, it seems Avon has actually stayed in business by offering products that offer superior quality and value in the marketplace.

It's an unfortunate reality that many network marketing businesses are created for the sole purpose of bringing money to the creators through recruiting sales agents.

The intention isn't to sell overpriced products to the marketplace and bringing in money through recruiting people who pay for either inventory or training. Pyramid schemes take this to the extreme.

Avon definitely doesn't do this.

4. They do charity

Avon actually uses some of its funds for the good of people. They actually have The Avon Foundation for Women and they donate towards breast cancer and care.

"Beginning in the early 1990s, Avon also began donating towards breast cancer research and care, through the Avon Breast Cancer Crusade and the Avon Walk for Breast Cancer, a series of U.S.-based charity walks.[39] Before 2003, the Walk was a function of Pallotta Teamworks, with Avon being the beneficiary. Since 2003, the charity reports that more than 180,000 Walk participants have raised $472 million for the cause.[40][41] "

What I don't like about Avon

Few things I don't like about Avon.

1. It's an MLM

Like we established, Avon does use network marketing as it's the main business model. While it's definitely one of the more ethical and trustworthy MLMs, I personally don't like the business model.

This is because as long as there is the incentive of extra earnings from recruiting people, some reps will shamelessly use aggressive, or dishonest sales tactics and pressure people into joining the system.

I know Avon doesn't encourage or accept this kind of operation, but you have to keep in mind it doesn't matter how ethical the mother company is. In MLMs, the individual sales reps can range a lot from person to person.

2. They are not cruelty-free. Yet.

As of writing this, Avon is cruelty free, kind of. I don't accept animal suffering of any kind and least of all for vanity purposes like make-up.

Avon has been working hard with PETA to make their products cruelty-free. They have stopped testing on animals everywhere in the world but apparently they still have suppliers that are not absolutely certified as cruelty free.

According to PETA, Avon is putting in systems in place to ensure their suppliers aren't using animals as well.

While this is great information, I don't like how much animal suffering the whole personal care industry is and has caused.

I'm glad Avon is clearly taking action to become cruelty-free and as far as I can tell they are 99,9% there but even the 0.01% is too much in my books.

My recommendation

If you are looking for information on Avon because you want to use their products I can't really recommend you go one way or the other.

They seem like high quality and are almost cruelty-free, so they are probably better than many options out there.

If you are considering becoming an Avon sales rep to get income, I would like to recommend another option for you.

You see, most people who start with MLMs are either fed up with how the regular "9 to 5" works, they are unemployed or they want to become entrepreneurs.

Usually, the driving force is the flexible time, the option to work on your passion, being home-based and the fact that you are your own master so to speak.

Unfortunately, these criteria won't be met with many MLMs. You are always dependent on the company, it usually takes a lot more work than you initially thought to make sales, you have to do a lot of face-to-face selling, etc.

I was looking for a way out of the 9 to 5 just like you and I have found it. It's Search Engine Optimization based Affiliate Marketing. You don't think it's an accident you're reading this, do you?

You see, in the modern digital world, it's possible to get all the leads you could ever want.

The reason why I use affiliate marketing as the way to monetize those leads is simple. Affiliate marketing is totally passive and risk-free to me.

I just present the customers, get a commission and the company does the selling, shipping, etc. complicated and resource-intensive labor.

But of course, there's more to this, otherwise, everyone would be doing it. It's not a get-rich overnight type of deal.

It takes work and in the beginning, you can't expect to make a dime. That's why you should never start this in need of acute income. Think of it as a long term investment.

In all honesty, it's next to impossible to succeed in online marketing without training. I found a training that has helped thousands of people to achieve complete financial freedom and I'm well on my way there myself.

You can find the training by pressing the button below.


I hope you found this Avon review useful and it answered most of your questions. As you can see, Avon is a well-established company with a very long history.

They sell quality products and focus on selling and creating sustainable customer relationships instead of recruiting, so it's on the ethical side of multi-level network marketing.

That said, it still is an MLM, which means there might be people within the system that use unethical sales tactics to increase their own revenues through recruitment.

While Avon itself is cruelty-free, according to PETA they have no achieved full cruelty-free classification because of their supplier system. The good thing is that Avon seems to be genuinely striving for cruelty-free status.

I don't think Avon is a scam, but I can't really recommend it as a business opportunity either. There are simply better options for a similar time investment.

I think SEO based affiliate marketing is much more profitable in the long run and doesn't require significant investment to get started.

The bonus is that you don't have to sell products to people, you can present them products they are already searching for.

So if you are looking for a way to start a home-based business, that can produce full-time income, affiliate marketing is your best bet.

It also offers incredible freedom, since you can operate almost anywhere in the world. All you need is a laptop and an internet connection.

If you found this article useful, please bookmark my site, subscribe to my newsletter through the 7-day course and help me spread the word by sharing in social media.

See you next time!

Is Primerica A Pyramid Scheme? (The Simple Truth)

Is Primerica a pyramid scheme

Thinking about joining Primerica? Is Primerica a pyramid scheme? Read this post before doing anything.

Primerica Video Summary

If you prefer video over reading, I made this short video summary of Primerica. It should answer most of your questions about Primerica being a pyramid scheme.  

If you are thinking about if Primerica is legit or a scam, the chances are that you have seen their ads or one of their representatives has tried to sell you their products or tried to get yo join their MLM program.

There are a ton of MLMs and pyramid schemes out there just looking to take your money in return for false promises. But is Primerica one of them?

I will save you a ton of time and tell you right of the bat, that no, Primerica is not a pyramid scam. They are a legit well-established company that uses a multi-level marketing business model to increase their sales.

If you are in a hurry, here's the scoop:

Primerica Review Summary

Company: Primerica

Product Type: Insurance and investment products / MLM business opportunity.

Profit Potential: Full time income

My Score: 3/5

Summary: Primerica is a legit company with a long track record. They do use a multi-level marketing business model but they are definitely not a pyramid scheme.  

Legit MLMs and pyramid scams have a few key differences. The most important one being that every sales rep should be able to produce income without recruiting new people into the system. Primerica accomplishes this. 

That said, I don't think Primerica is a very good business opportunity, but they might be able to provide you with a competitive pricing for a term life insurance, which is their main product. 

For earning an income, there are simply better opportunities that cost less to start and don't require you to recruit people or harass them with sales pitches. You can find my top recommendation below. 

Pros of Primerica

Here are some things I especially like about Primerica:

  • Legit products. Primerica has offered term life insurances for decades. You can think of the insurance terms what you like but they would have been out of business a long time ago if their products weren't at least adequate. 
  • Long track record. Primerica has been operational since 1977 in some form and has a BBB rating of A+. This would not be possible with dishonest business methods.
  • Reasonable starting costs. It costs you $25 per month to become a distributor. You also need to pay $99 upfront for the sales license and background check but this is apparently refundable. Compared to many other MLMs this is dirt cheap.

Cons of Primerica

And here are some things I don't really like about Primerica:

  • It's an MLM. Even though it's not a pyramid scheme it's still an MLM system that basically requires you to recruit people and pester customers with sales pitches. It usually requires to be pretty pushy to see real success with MLM. People find this incredibly annoying and often feel pressured and scammed afterward. That's of course just my experience but I just personally think there are better business models out there.
  • It requires a lot of knowledge. The insurance field requires a lot of knowledge in rules, laws, and regulations. You also have to have a good understanding of the financial industry. Now there's nothing wrong with requiring knowledge but I think it's a bit much (and to be honest legally risky) in relation to the realistic income potential in my opinion.
  • Low Realistic Income Potential. While there certainly are people who are making big money with Primerica, I found some information that 60% of their members fail to make any income. That's third party information, so I can't vouch for that fact but it's very common with MLMs that the vast majority of recruit never make any significant income.


I want to be perfectly clear that I have not tried Primerica's program or products myself and I am not affiliated with them in any matter.

I love doing research on online business opportunities and I like to share my findings to save you time. I will also recommend products I do believe in myself and have used to successfully make an income online. It's my mission to make you succeed online.

When I recommend a product it pretty much always contains an affiliate link. If you buy a product through an affiliate link, I will earn a small commission without any

I never recommend products I don't truly believe in. You are my customer and your trust is my most valuable asset. You can also ask me anything about the products I recommend and I will offer you my full support. Good?

I'm presenting this post as an opinion based on research I've done online on the company. I went through a ton of reviews and discussions about the company to find out the truth. And I'll share my findings with you in this post so you can make an informed decision.

If you've been looking at Primerica reviews you will soon realize the opinions about Primerica are very contradictory. Some think it's very good and others warn you against it calling it an outright pyramid scam.

As usual, the truth is something in between. It took some serious investigation to form an educated opinion about the company.

As usual most of the reviews out there are exaggerated in one way or another because they are basically sales pitches for either the Primerica products, their MLM program or for some other product.

If the reviewer is affiliated with Primerica, they will praise it and if they are affiliated with some other product, they will likely bash Primerica and recommend their product instead.

I, of course, also have a financial interest as I partly monetize this site by recommending products I believe in. But I trust the products I recommend so much that I won't push them to you. I'll leave it up to you to make an informed decision.

I just wanted to share this with you, so you can keep your eyes open when reading reviews online. Many times things are not what they seem at first glance.

Now that we got that out of the way, let's look at what exactly is Primerica and how are people making money with it.

What Is Primerica


Primerica is an American company that was formed all the way back in 1977, so they are definitely not new to network marketing.

This is of course a good sign as most dishonest and scammy pyramid scheme companies can only stay ahead of the curve for a few years before their reputation catches up on them.

If a company stays in operation for several decades, it has to build a lot of trust and a solid customer base. In Primerica's case enough to be listed publicly in New York Stock exchange.

It would be virtually impossible for a dishonest company to stay in operation for this long and be listed, so you can rest assured Primerica is a legit, trustworthy company.

But there's more to the history. It was founded by a man called Arthur Williams. After Arthurs father had died out of a heart attack in 1965, he learned for the first time that his family had been basically uninsured due to a bad life insurance of his father.

Arthur learned about the concept of term life insurance, which is arguably much more affordable than whole life insurance. The problem was that people didn't really know about this option back in the day.

This was the first step of Primerica. Williams started to sell term life insurances very successfully and soon grew tired of working for regular insurance companies that had limiting corporate structures.

In 1977, he formed A.L. Williams & Associates which had a simple philosophy: Buy Term and Invest the Difference.

The ingenious idea was that regular Joes could invest the money they saved from buying term-life insurances instead of whole-life insurances.

They could invest the difference into mutual funds, real estate, annuities or anything really to build long term passive income.

The company gave financial incentives to its sales force and eventually settled on the MLM business model.

In 1980 A.L. Williams teamed up with MILCO, which was a subsidiary of PennCorp Financial. Penn corp in turn became a subsidiary of the American Can Company in 1983.

Four years later the corporation changed its name to Primerica. But that's not all!

Primerica acquired several more subsidiaries until 1988 they were acquired by Commercial Credit. But they kept the name Primerica!

In 1989, Primerica became listed in the New Your Stock Exchange and changed its name to Primerica Financial Services which was later shortened PFS Investments Inc.

Sometime later Primerica acquired Travelers Insurance and became known as the Traveler Group which merged with Citicorp in '98 to create CitiGroup.

In 2010 Citigroup sold Primerica through initial public offering. Currently Primerica is owned by several large financial companies.

So as you can see, the company has had quite a past but it's still going on strong and with the original blueprint of A.L.Williams.

But is it a profitable one for you? Let's look at the products to find out.


Primerica sells mainly insurance and financial services that are targeted to middle-income households in the US and Canada.

Their definite main product seems to be the Term Life Insurance. They have a very good track record of paying more than 90% of their insurance claims within two weeks.

Term Life Insurance

Their main product is their term life insurance which they offer with varying coverage. They do not offer whole life insurance or other plans so the term life insurance is truly their bread and butter.

They do however offer two different term life plans. Custom Advantage and TermNow. Apparently the main difference is that Term now has the maximum death benefit of $300k and doesn't necessarily require a medical exam. This of course means it's more expensive.

Primerica offers 10-year, 15-year, 20-year, 30-year and 35-year terms for the term life insurance. The longer 30-year and 3-5-year options guarantee premiums only for the first 20 years though.

At an insurance and finance review site ValuePenguin they have given Primerica a rating of 3.0/5.0.

The good sides of their insurance plans include the standard term life insurance, no medical exam for less than $300 000 insurance coverage and a large network of local agents.

The cons include average premium prices, no option for permanent insurance and pushy sales tactics that are typical for MLMs.

They also compared the term life insurance against 50 other insurers and found that Primerica ranged 11% to 29% more expensive for the same coverage.

I thought this was interesting, especially if you are considering becoming their sales rep, since their key sales point is that they offer superior term life insurances.

Other Products

Besides the term life insurance plans Primerica offers several other kinds of insurances, including car, home and long-term care insurances.

They also offer personal finance vehicles like annuities, business retirement plans managed investments, etc.

It seems they also offer services like legal protection and ID theft protection through their partner, LegalShield. I'm not sure if these products are available to all reps though.

Finally they offer a DebtWatchers program that is meant for credit monitoring, budget management and other things to help people with significant debt to pay out their loans.

That's their product categories in short but you are probably more interested in the affiliate/distributor program so let's check that out next!

How To Become A Rep/Distributor for Primerica?

So how does the Primerica MLM affiliate/associate/distributor (or whatever you want to call it) program actually work?

You start the process by applying to become

To become a sales rep for Primerica you will have to go through a screening process that involves a background check and

To get started with the program you have to actually pay the $99 upfront. This payment includes your Sales License and a background check.

If you pass the background check, you will be accepted as a Sales Representative for Primerica. This includes a $25 dollar monthly fee to access their marketing platform and tools.

This will also include training and marketing material that will help you get started with your business.

Having background checks is both a good thing for credibility but apparently also a legal requirement for people who are selling insurances in the US.

This is why becoming a Sales Rep for Primerica also requires you to become licensed. This means you will have to study and take a licensing exam.

From what I could find out, it typically takes about three months to get the license. Keep in mind that you will be paying the $25 dollar fee during this time and can likely only market some of the products.

I'm not sure if you are allowed to recruit other people during this time though.

"OK, that's nice. So how do I actually make money with Primerica?"

There seems to be two ways to make money with Primerica.

You can act as a distributor to sell their products directly to consumers.

You will earn a commission from your sales, so it's basically affiliate marketing or like being a salesperson for a regular insurance company.

Of course, they only offer you the products and marketing material. You will be your own boss, in good and in bad.

If you could automate this process through online channels, you could probably make living doing it. Selling face to face is probably not going to net you high enough of an income in return for your hard work.

Unfortunately, I couldn't find any information if you can market Primerica online. Fortunately, there are a lot of better options for that.

Recruiting people on your down line and help them recruit more people on their down line.

This is where the real money is made with MLM systems and this is why pyramid schemes are so profitable.

You don't only make money on the people you recruit but on the people, they recruit as well. If you understand even a wee bit of math you will realize the down line grows in an exponential manner.

So even if you earn a very small commission from the people on your down line, it can add up really fast if you are high up in the network as you can have thousands of people on your down line.

What is a "down line"?

Network marketing or MLM is based on the fact that you don't only earn commissions from direct sales but you also earn commissions from the salespeople who you have recruited. And even from the people they recruited, depending on the system. I did find information that Primerica is an 11-tier system, meaning you will earn commissions 11 levels beneath you.

You recruit and the people they recruit are referred to as you "downline". Essentially the term describes everyone under you in the network or a pyramid. Vice versa upline means the people above you.

There seem to be several ways you can earn a commission from Primerica.

You can earn sales commissions from selling insurance plans. You earn a commission depending on your level as we established a minute ago. You will also earn a 10% override on downlines insurance plan sales.

You can also earn additional commissions by supporting your down line by helping them make more sales. This will allow you to earn differentials from your downline's sales.

Finally, you can earn commissions by selling Primericas other products we talked about in the previous chapter.


How Well Does Primerica Pay?

This is probably the information you are looking for the most if you are thinking about applying to become a Primerica representative.

So how good is the Primerica Compensation Plan? Well, I'm going to have to disappoint you. Primerica seems to have a pretty strict policy of not giving online quotes on insurance plans.

The same principle goes to their compensation plan. They don't disclose it anywhere online as far as I can tell. But I did a little digging around.

Keep in mind this information is from third-party source so I have no way of verifying the accuracy.

When you become a Primerica distributor you will be an entry-level representative. Keep in mind, most people on most MLMs don't make it past the lowest level so it's pretty important to know your income potential at the start.

Like we already established, you need to become licensed before you can sell the products. If everything goes well it takes about three months. During this time you won't be able to sell any of their products.

So at the very beginning, your commissions will be very low because you can't sell any of their main products like insurance and investment products until you are licensed.

This video by Demetrius Pyrd explains the whole process pretty clearly:

So summarizing from the video:

  • As a regular beginner sales rep you will earn a 25% commission. From the information I could dig up it seems that this for the first premium or a yearly payment for an insurance plan.
  • Once you recruit three people into the system you will become a senior rep. At this point, the commission goes up to 35%.
  • Once you are licensed, have three recruits and have made for life sales, you will apparently become a district rep. At this point, the commission seems to be 50%.

Apparently being a district rep is the point when you are allowed to do direct sales by yourself. There are higher levels but I couldn't really find information on what it takes to get to those levels. They include:

  • Division leader (60% commission)
  • Regional Leader (70% commission)
  • Regional Vice President (95% commission)
  • Senior Vice President (95% commission)

Let's presume you will stay on the lowest three levels indefinitely. How many sales would you have to make to earn a living? Well, the answer is a lot. Unless you can somehow get a ton of proficient salespeople in your downline.

It seems that as a regular sales rep, you can expect to make a couple of hundred bucks for a 25-year plan. You would need to sell a premium plan pretty much every day to make a full-time income. I'll leave it up to you to decide if this seem realistic. Feel free to point out if my math is way off, I just estimated it based on the commission percentages and typical insurance plan prices.


Primerica Reviews

I checked out a ton of reviews about Primerica at Consumer Affairs. Here's the rundown:

  • Their overall rating is just a tad over Three Stars out of Five Stars. So nothing alarming but not remarkable either.
  • From the 464 reviews on the database, the vast majority were 4 stars.

The five star and one-star reviews are always the most interesting and give a good glimpse of the extremes of customer satisfaction. I read a lot of them and here are some common themes.

One star reviews:

  • Very bad/unprofessional experience with a sales representative
  • People got billed $99 on their card when they thought they were being interviewed for a job
  • Payments go very high once you are a senior
  • Expensive fees

Five-star reviews:

  • Professional sales representatives/agents
  • Well explained insurance terms
  • No need to reprove your health when you renew after 65
  • Very competitive prices

All and all it seems like there is nothing too alarming in the reviews but the negative reviews are a bit disconcerting. But keep in mind that any company this big will have negative reviews as well. It's just inevitable.

It still seems most of the negative reviews are about the unprofessional behavior of the sales rep, something that is very common with MLM.

Every rep is an individual and the company can do only so much to screen and train their sales reps. In MLMs, there is more pressure to recruit people in so it's inevitable unprofessional people will end up in the system as well. Unfortunately, it's the customer that often pays the price.

So, Is Primerica a pyramid scheme?

If you made it this far I think it becomes rather obvious that Primerica is definitely not a pyramid scheme or a scam.

It's very common that the MLM business model makes people automatically think a business is a pyramid scheme.

But there are some key differences between a legit MLM company and a pyramid scheme. For a company to be a pyramid scheme, there wouldn't be any valuable products to sell that add value to the members.

Pyramid schemes typically require you to pay to get into the system. Primerica does this. But pyramid schemes focus on recruiting new members into the system instead of focusing on selling legit products.

It's very clear that Primerica is built around selling their legit products and the MLM business model is just that, a business model. They could be selling their products in a more orthodox manner but they have probably found that MLM is great for motivating the sales force.

The telltale signs that Primerica is not a pyramid scheme are:

  • They sell legit products
  • They don't focus on recruiting
  • You can earn your initial investment back without recruiting anyone
  • You don't have to invest unreasonable amounts of money to get into the system

That said there are some of the negative sides of MLM that are similar to being a part of a pyramid scheme. These include:

  • To make serious money, you will need to recruit new people
  • Reps above you can use aggressive sales tactics to pressure you to recruit more people
  • You do have to pay in advance to become a distributor even though the payment is reasonable compared to actual pyramid schemes.

Those are very common issues with MLM systems that you just have to accept if you want to go with pretty much any legit MLM company.

Of course, those same annoyances will be included in actual pyramid schemes but the difference is that you don't actually have any chance for success unless you are willing to scam people. It's also illegal, so definitely something you should consider.

So, Primerica is not a pyramid scam but it's definitely not something I would recommend either. That's because there are better ways to work on your own terms. If you are interested I'll show you just how I make money in the next chapter.

If you are interested in how MLMs and pyramid schemes work, be sure to check out my articles "Is Prosperity of life a scam?", "Income Shift Pro Reviews" and "Is AppNana a Scam?" as well!

How I Earn A Living Online

So Primerica is definitely one way to work for yourself. But keep in mind that you are still essentially working for a single company. You are dependent on them.

What if I told you there was a way to create a business of your own that allows you to earn a sustainable income no matter where you are?

And the best part is that it can be automated almost completely.

Just think about if you could:

  • Work anywhere in the world with an internet connection
  • Take a long break from working on your business without losing your income
  • Work at any time you like. During office hours, at night, at bed in the morning.
  • Work on topics that are of personal interest to you. Maybe even your passion.

I'm talking about SEO (search engine optimization) based online affiliate marketing.

The great thing about affiliate marketing compared to most MLM systems is that you don't have to recruit anyone to make money.

This business model also allows you to create a sustainable business in almost any niche if you know the tricks. So you have complete freedom to choose what you want to market.

The basic process is pretty simple but the details take a lot of work and experience. That's why it very wise to start by getting some training.

Here's the good news! I can teach you, step-by-step how to get started and avoid all the beginner mistakes. I created a very actionable and clear 7-day course that will help you build the foundation for your business.

You can enroll for the 7-day course by submitting your email address into the form below. I will not spam your email and you can unsubscribe anytime. There are no hidden costs during the 7 days. 

The best part is that it's completely free! There are no hidden costs of any sort. You can finish the course and have the foundation set up in a week from now.

The course is based on Wealthy Affiliate so if you want to become serious about your business, you will have to invest in the premium subscription. But you'll have the whole week to see The worst thing that could happen is that you learn something valuable.

The reason I share the course with you for free is that I want you to succeed! I believe in the system so much that I will never try to actually sell it to you. I just want you to check it out and make up your own mind if it's an opportunity that's suitable for you.

I just think this business model is superior to others and WA is the best and most cost-effective place to learn about it.

So if you have any interest in learning this stuff, please take part in my course. As a bonus, I will give you my full support. You can contact me anytime at Wealthy Affiliate or by replying to any of my emails.

I answer every single message and honestly want to see you succeed, it's what drives me, so don't hesitate to hit me up if you feel stuck or want to ask something about online business!


Phew! That turned out to be a long look into one of the oldest insurance MLMs that's still in business. To summarize the long post: Primerica has definitely earned it's place and it's a legit company.

Even though it uses network marketing as it's main business model it doesn't fill the criteria of a pyramid scheme or a scam.

This is because every rep or distributor can earn an income by selling their products without recruiting anyone. Pyramid schemes depend on recruiting.

That said it has the annoying side effects of an MLM, including the necessity of recruiting people if you want to earn a significant income.

This is also where the true income potential with Primerica exists. If you can recruit enough people on your down line, you can earn significant commissions from their 11-tier system.

But the unfortunate reality is that you will have to pay upfront to join the program, get certified and pretty much sell door to even earn a basic income.

Most people fail with MLM and I have no doubt it's the same with Primerica. It's, of course, great they require you to have background checks and get certified but it seems a bit much for the probable income potential at the beginning.

People who succeed with MLMs are typically very outgoing, energetic and to be honest, in my opinion, often have questionable business ethics. This includes pestering friends, realtives and colleagues with your sales pitches without feeling ashamed or awkward.

I would recommend you think twice before going with any MLM program. Even one with a very long track record and legit products, like Primerica.

There are simply better options that allow you to automate your income over time and don't require you to pester people with sales pitches and recruitment offers.

That's it for the day (OK, honestly took me a couple of days to write this...) it's time to wrap this up!

If you enjoyed this post, please subscribe to my newsletter and free course, bookmark my site and share in social media! Who knows, you might save a friend from an MLM!

See you next time!

Income Shift Pro Reviews – Is Income Shift Pro Scam?

is income shift pro a scam

If you are going through income shift pro reviews trying to determine if Income Shift is a Scam, look no further. I've got you covered.

I went through a lot of reviews of Income Shift Pro to determine if it's a scam or a legit marketing system for MyEcon associates.

Income Shift Pro Summary

Product Name: Income Shift Pro

Product Type: Marketing platform and training for myEcon Associates program

Profit Potential: High

My Score: 2.5/5

Final Verdict: Income Shift Pro is likely legit for doing what it's supposed to do, that is marketing myEcon. 

Recommended for: People absolutely adamant to marketing myEcon. Even though myEcon seems to be a legit business that sells personal finance products its associates program uses a MLM type of network marketing that seems to focus on recruiting instead of direct sales of the products. Income Shift Pro is an additional marketing product for myEcon. 

I think there are better products out there that don't require you to recruit your friends and family and allow you to choose what you actually want to sell. And they are cheaper as well. 

You can find my top recommendation by clicking the button below.

Income Shift Pro Video Summary

If you prefer video over reading or are in a hurry, I made this short video summary of this review that should answer most of your questions.  

I want to start by stating that I'm not affiliated with Income Shift Pro or MyEcon in any way. I have also not used their products. So why am I writing this?

I'm very interested in online business opportunities. The simple fact is that there are just too many out there these days to try every one. That doesn't mean you shouldn't look into them.

I like to do thorough research before deciding on a product so I thought I'd share my research with you, so you don't have to go through the trouble.

I also (of course) have my own financial interest in writing this post as I recommend products that I truly believe in. That's how I monetize this site.

This if course means I'm affiliated with other businesses, but keep in mind it's in my interest to recommend only the products I truly believe in because your trust is my most valuable asset.

I don't think you should trust anyone on the internet without doing your own research, so please don't take my word for the recommendations.

Check them out with a critical attitude and sleep over it, then make up your mind. I have no interest to try to sell you something that doesn't truly have the capability to transform your life. Are we good? Good.

So once again, this post is based on the research I did on their products and reviews and only present my opinion.

So what is Income Shift Pro and is it a legit way to earn an income or build an online business? Well, before we look at what Income Shift Pro is good for, we have to talk about myEcon. This is because Income Shift Pro is a myEcon marketing system.

What is my myEcon

If you are already familiar with myEcon and its marketing program, you can skip to the next chapter.

MyEcon is marketed as "The Personal Financial Success Company". MyEcon is short for My Economy and the company is about products that help you to control your finances. So it's essentially a personal finance program.

They offer the following products for improving your finances, discounted services, and ancillary services:

  • ID Defender: An advanced identity monitoring with alerts and $1 million identity theft insurance, computer protection software, legal services, etc. $8.99/mont
  • CashFlow manger: An online cash flow manager that tracks income and expenses for business and home $10.95/month
  • myCredit System: Credit education that aims to get you improved credit, eliminate debt and increase cash flow. $119.9 one time payment.
  • Travel: This takes you to price It seems like a whole different company and no explanation of how it's associated with myEcon or if it's their product.
  • Health&Nutrition;: They also sell Multivitamins and MSM with rather hefty price tags. Go figure...
  • Credit Monitoring: Like the name suggests, credit monitoring software that monitors your credit score. Price $23.95/ 6 months
  • Coffees: They sell coffee as well. Wouldn't have guessed otherwise... And it's not just any old coffee, it's the kind that costs $16.49 per box.
  • Cash Back Mall: A cashback system for select malls. This means that stores pay a commission to the company for referred customers and you get a piece of the pay aka cashback.
  • Roadside Assistance: A roadside assistance service that includes towing, battery jump start, flat tire change. Gas delivery, 24/7 dispatch, winching and lockout service. $7.99/month. Doesn't sound too bad actually.
  • Rent Reporting: A rent reporting system for building a positive credit history. $8.95/month or $25 one time enrollment fee.

So it seems myEcon is a bit all over the place with their products and the website isn't very clear on all the products. That said, many of the products seem very useful.

To make things even confusing it seems some of the products direct to completely different companies. And what's with the coffee?

Well anyways, besides selling the aforementioned products myEcon offers an affiliate plan that is best described as network marketing or multi-level marketing.

In the sales pitch, they tell that associates use strategies and software that address the most important aspects of our finances; Credit, Debt, Tax, and Investing.

They state that the company provides associates with education and terminology for investment, concepts, and strategies. Associates can then use cashflow from income shifting and business building to strategically invest to generate passive income.

Apparently, when you enroll you will receive a personalized website, a ready-built business system, an income-shifting membership and support.

So it seems their program involves both using their products to manage your finances as well as marketing their membership to earn commissions.

They are pretty vague on the site about the whole associate/affiliate plan, so I had to do some digging. Keep in mind this information based on research I did on some of the associates, so I can't verify it's complete accuracy.

This is how it works:

  • To become a myEcon associate you need to apply on their site and pay a one-time membership fee of $47.90.
  • You get your own website and a hosting service for hosting the site for a monthly fee of $34.95.
  • You get commissions both from sales as well as residual commissions from the people you recruit into the system.
  • The more people you recruit, the higher your rank will be
  • Apparently the commission rates range between 15% to 25% per order depending on your rank
  • You earn a 10% commission from associates in your down line.

Sound complicated? Well, it kinda is. It's typical with multilevel marketing to have complicated commission plans. The basic idea is that the more people you introduce to the system, the more you will earn. Simple as that.

One of the big problems with these kinds of plans is the fact that you have to be willing to recruit people into the program to improve your rank and commissions.

This, of course, means you can't simply focus on selling the products but you will also have recruited new people into the system. If you don't like recruiting, this can definitely be something you won't enjoy too much about the program.

Not to mention the fact that FTC guidelines these days gesture MLM companies to focus more on direct selling to avoid getting.

If you are interested in online affiliate marketing, there are much simpler business opportunities that don't focus on recruiting. My best recommendation is Wealthy Affiliate.

But I digress. So if you want to succeed with myEcon, you will need to enroll a lot of people to sign up as associates.

This is where Income Shift Pro comes in.

What is Income Shift Pro?

So like we established, Income shift pro is a marketing system exclusively for MyEcon Associates. This means it can't be used for anything else but marketing MyEcon.

Income Shift Pro is essentially an automated selling system for myEcon associates that are designed to automate the whole sales process.

The whole idea behind Income Shift Pro is that you don't have to manually sell myEcon to every single prospect. Instead, you use an affiliate link that takes them to a sales page with a video that explains the whole system.

This, of course, removes a lot of the time involved in convincing a prospect as the program automates the whole selling process.

If you are someone with a full-time job, it would be impossible to make enough sales to actually earn a significant income unless you automate the process to some extent after all.

Income Shift Pro is meant to achieve exactly that.

The easiest way to understand how Income Shift Pro actually works is by looking a video that shows the back office. Here's a great one by Cyndie Shelton

What Is Included in Income Shift Pro?

So how does Income Shift Pro actually achieve this automation? Let's start by looking at what's included in the product.

What Income Shift Pro actually includes:

  • an Ad center
  • Sales videos
  • A phone app
  • Capture/landing page with sales funnels.
  • It also includes training for using the system.

Additional bonuses include

  • Craigslist training
  • Team traffic rotator access
  • Support group

To it's basically a marketing toolbox for the affiliate program of myEcon. You can think of

What does Income Shift Pro cost?

So what does Income Shift Pro actually cost you?

Income Shift Pro is $25/month.

But it's important to remember that it's actually an additional product to myEcon!

This means that the actual price for using Income Shift Pro

  1. $34.95/month myEcon fee
  2. $25/month Income Shift Pro fee
  3. $47.90 setup fee for myEcon

So that's actually $59.9 per month + the setup fee of $34.95! The price starts to add up quite fast so you better hope you make some serious sales every month or you might end up losing significant money.

Is Income Shift Pro a Scam?

No. I don't think it's a scam. It seems that myEcon is a legit company that sells actual legit personal finance programs. But it also includes a MLM membership program.

Income Shift Pro is simply a marketing tool for myEcon that's meant to automate your selling process.

I don't think that the product will actually automate your selling process. You will need to do a lot of work and learning to see real success with a program like this.

The biggest issue with the product is that it doesn't actually automate getting traffic. From the reviews I could find it seems that the ways they teach for getting traffic are pretty basic.

This is a huge problem because getting actual interested leads is by far the hardest part of online marketing. Simply sharing your link on Facebook or running a few ad campaigns is not going to get you many sales unless you really know what you are doing.

Keep in mind that I have not tried the program, so there might be some seriously useful and novel ways for getting traffic they teach but I couldn't find anything in the reviews.

So I don't think the product is a scam but when you consider that you can learn how to create targeted organic traffic for a lot less money, I really don't think it's worth the price.

I recommend investing in Wealthy Affiliate instead and learn how the whole online marketing world works. It takes serious work to succeed with WA as well, but at least it has a proven track record and you learn how to build a business you actually own.

Should you use Income Shift Pro?

Well, it depends. If you are dead set on marketing myEcon, Income Shift Pro will likely help you increase your sales and Associate enrollments.

For anything else Income Shift Pro is pretty much useless I guess.

One thing you need to know is that Income Shift Pro is nothing unique. They are using basic online marketing tactics and asking a good price from you for it.

If you are new to online marketing, using landing pages and sales funnels is one of the oldest tricks in the books. It's very effective so it's still very commonly used today. I'm using it as well.

Like I already said, the real trick with using landing pages and sales funnels is getting the traffic. It's not a truly automated system unless you can automate the traffic.

This essentially means you need to get automated traffic or you need to automate your paid traffics which is more easily dais than done.

Organic traffic can be achieved through a blog (like this one), YouTube videos or for example through Instagram following.

But it always takes a ton of work so don't let the word automated fool you. The end result might be automated but it takes a ton of work to succeed.

Paid traffic has a steep learning curve but it can definitely be used successfully to drive traffic to landing pages. You just have to be careful and make sure the paid traffic converts to sales and is cheap enough so you actually make a profit.

Completely automating this process requires some serious know-how, so I'm not going to even dig deeper into it.

Honestly, I think there are a lot better ways to make money online. There are also better places to learn the skill they teach for marketing their products.

You can learn the skills they use in Income Shift Pro to market any product in any niche for less money than myEcon and Income Shift Pro costs you per month.

If you hang around my site long enough, you can learn the skill for free. You can also get serious with online business and check out my top recommendation.

The biggest problem with using an MLM system like this with its proprietary marketing system is that the only thing you are left with is the commissions. If the company goes bankrupt or you get kicked out for any reason, you will lose your whole business.

It's much wiser to invest in learning the skills for creating your own business. I always recommend building your own site because owning a domain with content you have created is like owning real estate.

Using a program like myEcon is more like renting, you don't actually own anything. It's not even clear to me if you own the site you host under their service. It's totally possible you are, but keep in mind

With services like Wealthy Affiliate, you can also host your site but you can also use any other hosting service to host your site as well. Many people do this. You still get the training and community support you need to build an online business you truly own.

A Strategy That's Proven To Work

While I think personal finance products is a great niche that can help a lot of people, I would definitely not recommend building an online business over marketing a single company and it's products.

If you are seriously interested in making money online, I bet you would be interested in the program that has helped me and thousands of other people to achieve success in making money online.

The best thing about it is that it doesn't revolve around a single product or company. You actually get to decide what you want your company to be about.

Building a business with this strategy will allow you to earn a full-time income and much more if you are willing to put the time in. I'm not going to lie to you and say it's a walk in the park.

That said if you truly want success, nothing except winning the lottery will make you rich or even any significant extra unless you are willing to work for it.

Not myEcon, not Income Shift Pro and not Wealthy Affiliate. That's why I only recommend you consider starting an online business if you are actually willing to work for and not hoping to get rich overnight simply by paying for a program.

That said, if you follow the training at Wealthy Affiliate, take action every day and use the tips I share in my free 7-day online marketing course, you will eventually see success.

What does success in online business mean? Well, there are a ton of benefits compared to a typical job:

  1. You can work when you want
  2. You can work where you want, you just need a laptop and an internet connection
  3. You decide for yourself what your content is about, not someone else
  4. You get the creative freedom
  5. You can achieve financial freedom
  6. You can scale your business over time from part-time income to fortune

That's a deal I'm willing to work for and I hope you are too. Just think about how much of your life you are wasting by working a regular job?

Even if you have a career you enjoy it's always wise to have a backup plan. Companies and organizations go out of business all the time after all.

The reason why I recommend Wealthy Affiliate as the platform for your online business is because:

  • It has everything you need to create a successful online business under one roof. You don't want any confusion when you are getting started.
  • It's very affordable compared to many online business opportunities. You can have everything you need to create and maintain a successful online business for less than a $1/day.
  • You don't need to awkwardly sell products to people who aren't interested in them.
  • You can market almost anything, you don't need to recruit people into their system even though they have a pretty good affiliate program.

The time-proven strategy they teach is very simple, it involves these four simple steps:

  1. Choose a niche people are looking for information on
  2. Create a website around that niche that people can find on Google
  3. Find products with an affiliate program to recommend to your readers
  4. Get affiliate commissions when some of your readers buy those products

This works with virtually any niche and there are endless amounts of products to recommend or review. There are also other ways to monetize your site so you don't even have to necessarily use affiliate marketing.

Of course, there is a lot more than this to create a successful online business but that is the main principle. I've done it with three sites, so I know it works.

One of my sites is about airsoft guns, one is about strength training for seniors and then there's this site that's about online marketing.

Just think about how you wound up here? That's how you get customers.

My Promise to you

I spun my wheels a lot in the beginning like most beginners do. Even though I thought I was following the training, I was making stupid little mistakes here and there and adding additional things I learned elsewhere that just made things unnecessarily complicated.

That's why I created this site, so I can help you to succeed online as fast as humanly possible by avoiding common mistakes.

So if you are interested in Wealthy Affiliate, definitely check it out. It's free to join and they don't push you at all to buy a premium membership because they actually trust their product.

If you join through my affiliate link, I will earn a small commission if you, later on, decide to subscribe to the program. This is of no additional cost to you but you get the benefit of having me as your personal couch.

You can ask me anything and I promise to share all my secrets for succeeding in this business. I'm determined in helping everyone willing to actually put in the effort to succeed. I won't give up on you as long as you promise to try your best.

And this is an attitude thing, you don't need to know all the information and have the necessary skills. That can all be learned. But if you don't have the will, PLEASE save both of our time.

Are we good? Great. You can create your free membership by pressing the button below.


That's it for today. If you've been looking for Income Shift Pro reviews, I hope this article gave you an answer to the questions you were looking for.

In summary, I don't think myEcon and Income Shift Pro are scams but I think there are better options for creating a successful online business.

The biggest problem I have with the programs is that it's an MLM so you have to recruit people to get better commissions instead of direct selling.

I also don't like the idea of outsourcing almost my whole business to the company I'm an affiliate with. Sure, you can probably make money with Income Shift Pro marketing myEcon but you will be completely independent of the company and the products.

What I'm interested in is life-transforming income and financial independence from a sustainable online business.

This means that you need to actually own the business and diversify your income sources so that you are not dependent on any single company or affiliate program for your income.

It's the only way to succeed in the long run! If you want to learn exactly how to get started, check out my free 7-day course.

If you found this post useful, please share it in social media and bookmark my website.

If you are interested in MLMs, also check out my posts:  "Is Prosperity of life a scam?", "Is Primerica a Pyramid Scheme?" and "Is AppNana a Scam?" as well!

See you next time!

Is Prosperity of Life a Scam?

is prosperity of life a scam

If you are looking for information on the Prosperity of Life program look no further. Is Prosperity of Life a Scam? Read on to find out.

If you are in a hurry, I can tell you straight away that the company is not a scam. But there are definitely better options out there for both self-development and building an online business.

I want to start by stating that I have not actually tried their program extensively. I'm basing this post on the research I've done on their company and products. This is also not an actual review of their products as I have not tried them, I'm just making an informed guess if their company is legit based on my research. I am in no way affiliated with them.

I also want to be upfront that this article contains affiliate links to products that I recommend. If you click an affiliate link and make a purchase, I will earn a commission with no extra cost to you. It's in my interest to recommend only products I truly believe in and that I think are beneficial to you, because your trust is my most valuable asset. Are we good? Good.

Prosperity Of Life Summary

Company: Prosperity of Life / The Prosperity of Life Network

Product Type: Self development digital products and live events.

Profit Potential: Up to several thousand dollars per sale. 

Summary: PoL is a network marketing business that sells self-development digital products and live seminars. It is also based on high ticket affiliate sales and offers a "business in a box" type of solution to it's members. 

The products are very expensive and from what I can tell, you need to buy them before you can market and earn affiliate commissions on them. This means you need to invest several thousands of dollars before you can actually earn any significant income.

Furthermore, the main business model seems to be selling the same products to new recruits. I haven't tried the products, but they seem very expensive even when compared to high ticket personal development seminars from more famous speakers, so I wonder if they give real value in relation to the high price. 

Recommended for: Millionaires who have the cash to spare for the self development courses and rich friends to recommend the product to.

Regular Joes and Janes should definitely use their money more wisely.

Video Summary

If you prefer video over reading, I made this short video of Prosperity of Life where I summarize why I don't think the program is a scam but not something I recommend either. 

In short: I don't think PoL is a scam. They are simply a self-development business that uses network marketing and high ticket affiliate marketing as their business model as far as I can tell.

That said I don't think you should invest in PoL unless you have the cash to spare. I haven't tried their self-improvement products so I don't know how effective they are but I would bet that if you have to take a loan or spend your life savings to buy them, they will not be worth your money. You need that money elsewhere.

Also, if you are not loaded, don't go spending your money on these high ticket courses expecting to go from rag to riches overnight. That said, there ARE people who have successfully turned their life around with PoL and similar products but I would bet they are not the majority.

There are much more affordable ways to getting started that allow you to build a successful online business while making the ends meet by working a regular job.

To be truly successful with high ticket affiliate marketing businesses you likely need to have a good knowledge of online marketing and existing networks already. You also probably need to mislead people with the expectations a bit to get enough sales.

On the other hand, if you are someone with a ton of cash to spare and want to invest it in self-improvement, PoL might just be the thing. If you are loaded and only market this to other rich people for self-improvement, I see nothing wrong with that.

What Is Prosperity of Life?

It's very likely you ended up on my site because someone recommended Prosperity of Life to you and some alarm bells went on in the back of your head.

"Is this legit?"

"Is this an online scam?"

"Is this a pyramid scheme?"

"Not another MLM?!"

or something along those lines.

So what is Prosperity of Life?

In their own words, Prosperity of Life is a personal development company that focuses on "life transformations".

They are marketing their company to positive, prosperity-minded people that want to own their own business and become successful entrepreneurs.

They promise to teach you how to turn your passion for personal development into income by marketing their life-transforming programs to people who are interested in creating results in their lives.

They create innovative top-end personal development training programs and seminars, prices ranging from $997 to over $12 000.

The creators behind the company are Gregory Stromn and Shane & Rachel Krider. Shane and Rachel are a couple that have created several successful self-development businesses in the past.

According to the PoL website, Gregory Strom has directed and produced over 1,000 television commercials, features films, and music videos. So I guess he has a big part in directing and composing their video material.

Rachel Krider is credit as an avid personal development student. Shane Krider is credited as the host of Born To Prosper and the Mind Power Podcast.

Companies Associated with PoL

Liberty League International

One fact that causes concern is that Shane Krider was formerly involved in a company called Liberty League International. While the company apparently was highly successful, it was also sued for being a pyramid scheme that took over $5 million of its member's money.

Liberty League International promised members affiliate fees for some kind of business plan when in reality members were required either to pay thousands of dollars for conferences or they had to find other victims to attend the paid events.

Some of these conferences cost more than $12 000 according to Federal court records (a coincidence?).

Unfortunately, I couldn't find how the lawsuit ended, so it's always good to remember that a lawsuit is not the same thing as a court ruling.

If you are not familiar with the term pyramid scheme, it basically means a system where you need to pay money to join it and then your job becomes to recruit more people into the system. You earn commissions from the people you recruit and also from the people they recruit. If you recruit enough, you can earn your money back and even make big profits.

The problem with these systems is that the company at the top is always the real winner. They often use products that are way overpriced and sell them only to the members of the system.

They often also involve a cult-like mentality, the people who have paid could money to come in usually convince themselves the business is legit or they are simply too ashamed to admit they got suckered in and just desperately keep going in an effort to make their money back.

Now I'm not claiming Prosperity of Life is doing this but it's definitely a bit alarming that the products seem similar and one of the co-founders has a background in this type of business.

Polaris Global

To add more confusion, Prosperity of Life seems to consist of several companies or at least it has changed its name a few times.

Liberty League international used to be called Polaris Media Group and after that Polaris Global. Now they use two names for the company, Prosperity of Life and The Prosperity of Life Network.

With a bit more digging it becomes apparent that all these companies have a bit different ownership. So they are actually subsidiaries with additional business partners for different purposes.

It also seems that Polaris Global still exists. Polaris Global seems to be used for their customer service, tools & support while PoL is their "front" i.e. public brand under which they run their content and products.

While there are people speculating if this is because of shady business endeavors I think there's a much more logical reason for this. It's typical in the corporate world to decentralize a larger organization into smaller subsidiaries.

This could be for legal reasons, fox tax purposes or simply because of ownership agreements. The company structures can be extremely complicated and designed by lawyers. Of course, there is usually some financial advantage or legal reason they are doing this but it's so commonplace that I wouldn't assume a company is dishonest simply because it's not running under one roof so to speak.

The business model of Prosperity of Life

From their own marketing material, it seems they are offering high ticket personal development courses, programs, and seminars. Essentially they are teaching you how to think and build a correct mindset for becoming a better version of you. This is called self-development or personal development.

The way their business model works from what I can gather is that you are required to be invited into the system, after which you can join a free account. That's a good thing, you can get a glimpse of what the company is actually about for free.

I'm not part of the program so I can't invite if you are interested in joining. I bet you can simply Google or search YouTube for someone in the system and they will be glad to invite you.

On their marketing material they display a 5 step "Road To Success" that has the following steps:

  1. Earn while you learn. The market this as a unique feature of PoL. Most of their directors apparently earn the majority of their income from the sales of their products. You can begin selling the products right away as you join the system
  2. Finding clients is simple. They train you with web-based and interpersonal methods that make finding new members easy.
  3. Life Transformations techniques. This part is about learning extraordinary techniques for personal transformation. You get to experience the difference between ordinary problem-solving strategies and their life-changing transformations. Apparently this involves uprooting limiting beliefs and paradigms.
  4. Time Leveraging. This part of the road to success is about scaling your coaching and selling. Apparently successful coaches rarely trade time for money by doing one-on-one coaching. They have seminars, classes, instead and build sales teams to do the work for them. Apparently they offer with the Prosperity of Life Financial Opportunity also the possibility of becoming a "Director", which if understood correctly means allows you to do the actual scaling. They are essentially offering you the possibility to join them in the business building side of the Personal Development industry.
  5. The community and its mission. The finals step for your success is apparently their community and mission. They have a growing community of positive and optimistic people who share a passion for growth, abundance, and knowledge. They are also on the mission to transform the personal development industry and transform millions of lives to better.

Sound pretty exciting and that's not an accident. The personal development industry is all about creating hope for a better tomorrow. I'll talk more about that in a minute but let's take a look at some numbers.

As of writing this review, according to PoL website they are:

  • Active in 132 countries
  • Impacted 127 000 lives
  • Won 10 Industry awards

Before we examine the actual PoL products I want to say a word or two about the self-development niche.

About Self-Development Products

Self-development is something I recommend everyone to invest in. The unfortunate truth is that there are a ton of overpriced, low-quality products in the niche and some are downright scams.

Self-development is one of those fields where it’s very easy to make people think something is not right in their life and that everything could be very different if you just apply these couple of principles in your life etc.

Real self-development always takes a ton of work. Make no mistake. This is because development lives beyond the soothing edges of your comfort zone.

No matter if you are trying to develop your physical performance, mental clarity, productivity, mindset, social skills, family dynamics or to simply earn more money, you will have to get out of your comfort zone to see results.

You see, when you do something enough, you become comfortable with it. Public speaking is a good example, while some people are natural at it, to most of us it’s uncomfortable or downright terrifying at first.

However, if you do enough of it, you will eventually start to feel comfortable or even enjoy it. It is the same with everything else in life.

Once you are comfortable with something that was demanding at first, it’s time to find new challenges. That’s how you develop yourself.

A good personal development program will help you save a ton of time in achieving your goal. Someone has been in your shoes, made a transformation, taught that to other people successfully and is selling you the information so you can achieve the results the fastest way possible.

I see nothing wrong with this, I have found several self-help books and programs very useful.

Unfortunately, many self-development products are sold with false promises, usually claiming to contain a “secret” that allows you to become a superior version of yourself in no time i.e. transform.

I’m not saying personal-development products are all scams, not at all, but I’m saying there are a lot of false promises in that space.

The prosperity of Life Products

So what are the self-development products they actually sell at PoL? Let’s find out.

There seem to be two kinds of products in Prosperity of Life, digital products and live events. Digital products are basically video courses.

The main product series at the moment seems to be a series called Master of Destinies that seems to be about understanding the mind to become a better leader.

They talk about how the biggest obstacle for change is the belief in incremental change and that real change is rarely incremental. I.e. transformation instead of incremental self-development.

They also talk about how most people see themselves as victims and this affects everything they do subconsciously, true or not. Of course, a victim mentality will hinder your development so a transformation is needed. This is actually something I believe to be very correct information.

Apparently they accomplish this through changing your story instead of affirmations, which would only make things worse.

This change in your story will apparently cause a total shift, not a transition, which will make all the issues that were being created by operating in a “reduced role” go away. They claim this is personal growth on a totally different level.

So they are essentially telling they can teach you how to achieve personal growth and development on a whole new level and it will make your problems go away much faster than traditional methods. Sound familiar?

The Master of Destinies is broken into seven stages that are:

  1. Know for yourself
  2. Departure
  3. Decision
  4. Action
  5. Foundation
  6. Sovereignty
  7. Influence

To achieve those steps, you need to buy products in four different stages: M1, M2, M3, and M7.

Not so surprisingly, the price tags on the products are pretty steep as you'll soon learn.  Typically in these kinds of programs, you need to buy the products first before you can market them to others.

The Master of Destinies series includes the following products:

  • M1: Master of Destinies
  • M2: Sovereignty Live Event
  • M3: Influence Live Event
  • M7: Live
  • M7: Fast-tracked

M1: Master of Destinies

This product costs $2,855 and contains the first four stages of the program. Know for yourself, departure, decision, and action.

Apparently those elements make up your home study curriculum and you will also receive recorded content from their live seminars M4 Foundation Live, M2 Sovereignity Live and M3 Influence Live.

As far as I can tell this is a fully digital product.

M2: Sovereignty Live

The Sovereignty Live Is a live five-day wealth creation master class that retails at $9,940 USD. So it's apparently a live masterclass of the same seminars you get at recordings with the M1 digital product.

In the marketing material the M2 covers these topics:

  • History of money
  • How money is created
  • Prosperity consciousness
  • Unlearning the myths of the middle class
  • Why and how to take the leap
  • Making money work for you

Basically it seems to be about changing the way you think about money. While this information is actually probably beneficial, the price tag definitely makes you change the way you think about money if you decide to buy-in.

Read Rich Dad, Poor Dad by Robert Kyosaki is you want a more affordable option (about $5 for Kindle).

M3: Influence Live

This is another live event, this time eight days long. It's about advanced personal development and coaching techniques. The price also keeps going up at Retail of $16,190 USD.

The course seems to dive into more abstract new-age stuff like:

  • Epi Genetics
  • Vibration, Perception, Attraction
  • The field of infinite potential
  • Change your story, change your role
  • Intention and attention
  • Delineation and Confront

While I do believe in the power of the mind and that what you believe tends to come true, my alarm bells always go off with topics like these.

I'm an engineer by profession and I have a very scientific world view. Using pseudoscientific and complicated terms is the oldest trick in the book to make false promises to unsuspecting and uneducated victims.

Fancy terms that seem to have some scientific background can give the false sense of something spectacular and unique you want to be a part of.  That said, I don't know the actual content of these seminars. They might teach very valid information.

I do believe that the way you perceive your self and the world will affect your success and the world around you.

If you want to learn more about this for a lot cheaper, my recommendation is the book Synchronicities by psychologist Kirby Surprise. He lays out very science-based reasoning as to why our thoughts seem to affect the world around us.

M7: Recorded Event Content

The M7 product costs $5,740 USD and contains recordings of all the additional M2 and M3 live seminars. You will apparently receive two additional M2 and M3 recordings.

So you are essentially receiving two additional recording of both of the live events. I guess they change the content enough from seminar to seminar, so that the recordings contain some additional value as they are asking quite a bit of cash for it.

 M7: Fast Track

This is an additional upsell as far as I can tell. It contains both the complete M1 and M7 programs but if you buy them together, you save $775.

I don't know about you but I got confused what each of the products contains. I tried my best to summarize them for you from their website but go check it out yourself if you want. Maybe you can understand the structure better than I can.

All in all it's difficult to really make up what the courses and events actually contain from the marketing material alone. I can't really review them because I haven't tried them myself.

But it's obvious they are asking quite a bit of cash for the courses so I would only consider taking them once it's very clear what they are about and that they are actually something I'm interested in.

And above all I wouldn't even consider them unless I had the cash to spare without causing a significant bump in my finances.

Is Prosperity of Life a pyramid scheme (MLM)?

So is PoL a pyramid scheme or multilevel marketing company? From what I can tell, No. They are simply doing high ticket affiliate marketing.

The key difference here is that there is no multi-level commission structure. In pyramid schemes, you not only get a commission form every people you bring into the system but from everyone they bring to the system as well.

This of course mean that the lover you get in the pyramid structure, the less your commission will be. The company and the people at the top will always make the most money.

But as I said, it doesn't seem the PoL would have an MLM structure. That said I haven't seen the whole program from the inside so don't hold my word for it.

The growth of the business is based on members recruiting new members so it can be described as network marketing or affiliate marketing business. I don't think there is nothing wrong or dishonest in these business models if the marketing is done ethically.

The biggest problem with high ticket affiliate marketing is that people get unreasonable expectations and invest a lot of money. On the other hand, some people make huge income with systems like these but it's likely not the majority.

Is Prosperity of Life a Scam?

It seems that the Prosperity of Life is not a scam. For a product to be a scam it would have to be completely useless for the buyer. A true scam is designed simply to get your money without providing any real value in exchange.

It seems that Prosperity of life is simply teaching affiliate marketing centered around their own high ticket products. This means that if you know what you are doing and follow their lead, it's possible to earn a lot of money.

Keep in mind though that they ask you to pay for the very expensive products before you can market them. This is, of course, means you need to invest quite a lot before you can make significant revenue. There are much more affordable ways to get started with an online business that is just as successful.

Also keep in mind that the whole thrill is selling these very expensive products to people in hopes of making huge affiliate commissions. While they might offer good value and production quality, they are likely not worth the price to the buyer.

Unless the buyer is just buying them so they can promote the products as well. You probably get the problem at this point. The high resale price creates a false incentive to buy and sell the product.

You are essentially purchasing their product to resale it to other people to earn a high commission. The mother company, of course, takes a piece of the cake. The biggest problem with this business model is that it's self-repeating. You are not adding actual value to the buyer, at least not in relation to the price.

In my opinion you should only market products that actually add value on their own without the requirement to resell them. Most ethical products allow affiliates to market them even if they don't own them themselves.

On the other hand one could argue that it's a good thing that the affiliate has to buy the product, so they actually know what they are selling.

But that doesn't change the fact that in many cases these products are created for the single purpose of a high price tag and high commissions, not as an actual solution to a problem.

In this video (The link went dead while writing this article, I'll leave it here in case it comes back online) Shane and Rachel explain why there are so many negative reviews of their business.  

I actually think they have a very good point. Many, if not most, of the reviews of their business on the front page of Google are bashing the company on presumptions and with affiliation to another company.

So you need to keep that in mind when you read through the negative reviews and give the company a benefit of a doubt. 

I'm not going to play a saint here. I, of course, have a financial interest in writing this post and I'm affiliated with several other businesses as that's how I monetize my site. I don't have any interest to claim otherwise because I believe in the products I recommend. I also believe in honesty and your trust is very important to me.  

I want you to take away from this post that there are endless ways to makes money online. One of the most profitable ones being teaching people how to make money online. Personal development courses being right up there as well.

What I want you to realize is that there is no need to pay thousands of dollars upfront to learn these skills.

My mission is to share with you what I have learned and the most cost-effective tools for producing an income online. I also want you to realize there are other ways to make money online than to just market the same products and information all over again.

Q&A for Prosperity Of Life

Q: What is Net Worth of Prosperity Of Life?

A: Sorry, I could not find any information on the net worth of Prosperity of Life or The Prosperity Of Life Network.

Q: Is Prosperity of Life a pyramid scheme?

A: It doesn't seem to be. At least not a pure definition of a pyramid scheme. It's a self-development system with a high ticket affiliate marketing business model that could be described as network marketing.

Q: Is Prosperity of Life a Scam

A: No. I wouldn't say it's a scam. But I wouldn't invest in the business myself because I think there are much cheaper better programs out there for both self-development and making money online.

Q: Are there better options for the Prosperity of Life out there?

A: In my opinion, yes. My number one recommendation is Wealthy Affiliate if you are looking for ways to earn an income online. I am affiliated with them, so keep in mind that I generate income by recommending their service.

That said, I have used their program successfully to generate income in completely different niche than marketing their product. There are thousands of people that have built successful online businesses in countless niches within the community.

Wealthy Affiliate is also incredibly affordable considering it has all the tools you need to start an online business. The training programs and community training also teach you everything you need to build a successful business.

That's why I believe in them and recommend them to anyone getting started in online business. They simply offer the best bang for the buck.

If you are interested in Wealthy Affiliate, please consider taking my free 7-day course and I will walk you through the initial steps and help you avoid common beginner mistakes.

You can contact me anytime through this site, at WA or by replying to my emails and I will promise to help you out. Your success is my mission!

For self-development, I would honestly buy actual books. The whole self-development niche online seems to have gotten pretty rotten and is full of pseudoscientific snake oil salesmen looking to get your credit card.

Two books I would recommend are Think And Grow Rich by Napoleon Hill and Synchronicities by Kirby Surprise. You can thank me once you've finished them.


Well, there you have it, my take on Prosperity of Life. Once again, I don't think it's a scam but I don't it's something that a regular joe should participate in.

The risk of losing a ton of money is real and there are no guarantees that you make the money back. That, of course, means the financial risk is high and the main selling point for them is that if you do succeed, the rewards will be high.

It's probably very possible to make a ton of money with the system if you are smart enough, work hard and don't mind the fact that you are mainly getting other people to join the program and buy the same products.

On the other hand, if you are a millionaire or a successful entrepreneur looking for self-development products, the products might offer you some self-development skills and you could sell the courses to your rich friends as well.

But please don't market these products as an easy way to make money for regular people that can't afford to lose the money. It's just unethical.

If you enjoyed this article, please share it in social media and bookmark my site. Also, if you are interested in making money online and that's what got you interested in PoL, please check out my 7-day online marketing course. It's completely free and teaches you everything you need to get started.

Also check out my other MLM posts "I Primerica a Pyramid Scheme?", "Income Shift Pro Reviews" and "Is AppNana a Scam?" as well!

See you next time.


Is AppNana A Scam or A Legit Way to Earn Money in 2020?

Is Appnana a scam?

Making money by downloading and using apps with your smartphone might seem to good to be true. AppNana seems to offer just that. Is AppNana a scam that's too good to be true or a legit product? Read on to find out.

You might have seen the advertisements that claim that you can get gift cards simply by downloading apps and playing games.

Similar to free spin-to-win apps like Lucky Day, AppNana promises a lot for a free app. So is AppNana legit or yet another scam that simply tries to get your credit card number? 

Well, shortly put, AppNana is definitely not a scam and the company behind it is legit. That said it's only useful for making pocket change that you can spend on gift cards.

If that's what you're looking for, there nothing wrong with using the app. However, I'd like to point out that apps like this are time-consuming and you could use that same time to produce something that could produce life changing income. You don't have to ask me twice which opportunity I would take. How about you?

AppNana Review

Company: AppNana Rewards

Product Name: AppNana - Free Gift Cards

Product Type: iOS and Android App that pays

Profit Potential: Minimal

My Score: 2/5

Final Verdict: AppNana is legit in the way it claims. It does pay you in gift cards if you do everything right. What isn't apparent straight away is that the commissions are very small.  I think it's mainly meant for kids looking to earn a dollar or two so they can use them at game stores.

Recommended?: For making money? Definitely not.

AppNana Video Review

If you prefer video over reading, I made this short video review of AppNana that shows you how the app works and should answer most of your questions.

What Is AppNana

AppNana is an Android and iOS App that offers it's users gift cards in turn of downloading apps from the AppStore. The company behind the product is called AppNana Rewards and as far as I can tell this is their only product.

In their advertising, they say they have paid over ten million dollars in-game gift card credits to their users. What they leave out is that the average payout is likely just a few dollars.

AppNana is free to download from the Google Play Store for Android or Apple AppStore for iOS. Rather surprisingly It has a 4.4 our of 5 reviews at Play Store (I don't own an iPhone, so I didn't check AppStore) and over 10 million downloads so it's definitely a popular app with positive overall reviews. 

AppNana works by offering you different tasks you can complete in exchange for their own credit called Nana.

You can then use those credits to buy gift cards or vouchers to many online stores and game platforms.

While this sounds great, you have to keep in mind that about 30 000 Nanas equals one dollar. It's a progressive scale where a higher amount of Nanas is worth more so 60 000 Nanas equals $3 dollars instead of $2.

You can earn about 2000 nanas by playing a game for 10 to 15 minutes. Or that's at least how long it took me, you might be faster. When you do the math, you can see that you would pretty much have to play the whole day to earn 5 dollars.

So how does the AppNana company make money on this? Well, I couldn't find confirmation on this but I assume they are getting paid by the companies whose apps and games are featured. I could be wrong though so this is just my speculation, not a fact. 

If this is the case, the companies pay for users and downloads. Simple as that. AppNana also runs some annoying on-screen ads but I would bet that's not their main source of income

The app is fairly straight forward to use (I'll show you in the next chapter) and you will get the hang of it soon. It's in fact so easy to use and earn "Nanas" that it can be addictive.

Not surprising really, when you consider many of these smartphone apps are designed with the same addiction inducing principles as slot machines for example. Now this just my experience, and I'm not claiming AppNana is trying to make you into a smartphone addict.  

It's simple psychology. Your brain can't make the distinction between 30 000 dollars and 30 000 Nanas even though you seemingly can.

In my opinion, using inflated credits as payments instead of actual money is the oldest trick in the book. They do this at casino slot machines as well. All the flashing lights, music and huge numbers are just designed to pump dopamine into your brain. Another reason why I can't recommend using apps like these.

How Does AppNana Work

Let's look at how exactly AppNana works in practice. After you install the App, you are taken to the main screen that looks like this:

appnana main screen

As you can see the front page shows the Rewards you can buy with your hard-earned Nanas. You can choose different countries but in the United States at the time of writing this review, you can get gift cards for:

  • Amazon
  • Google Play
  • iTunes
  • PayPal
  • Steam
  • Xbox
  • GTA
  • Madden
  • NBA
  • Nintendo eShop
  • Facebook

If you click the "How it works" banner it shows the following four steps:

  1. Register (10 000 nanas)
  2. Open Nana Offers. Finish Taska & Earn Nanas
  3. Get Enough Nanas and you can redeem rewards.
  4. (Another time) Register for 10 000 nanas.

I guess they really want to emphasize you to register, so it's stated twice.

From the main page top menu you can find two additional pages named "Get Nanas" and "Invite". When you click get Nanas you are taken to the tasks page that looks like this:

As you can see from the picture alone there are tons of different tasks you can complete to earn nanas. There are mainly three types of tasks:

  • Installing and launching apps
  • Playing games to a certain level
  • Following Instagram channels

There might be more options if you use the app more. I didn't use very long to be honest.

Naturally playing games for several levels is much more time consuming than downloading an app and launching it, so the payouts are relative to the time investment.

The last page is the invite page where you can find your invitation code. The invitation code is kind of like an affiliate link. You can copy it and send to your friends or share wherever you want. Well not of course everywhere, only where it's allowed so don't claim I gave you permission to spam it to Reddit or something like that.

If someone joins AppNana and uses your invitation code, you will earn a commission of 2,500 nanas. They will get the same amount so it's a win-win situation that encourages the users to invite their friends.

How To Make Money With AppNana

So how should you use AppNana to actually earn some significant money? Well, first I have to remind you that you will earn gift cards, not actual money.

That said, at least in the US you can use Nanas to get PayPal gift cards that are essentially money.

Here are my tips to make the most with AppNana:

  1. Open the app every day. You earn 400 points by opening the app every day. All you have to do is to open the app so as not much of trouble. But do consider the fact that it's about one cent if even that.
  2. Play games. If you enjoy playing mobile games, focus on the ones with the largest payouts. Not truly worth your time unless you actually enjoy playing the games and would do it anywais.
  3. Invite other people to the app. This is a much more profitable way if you have the correct networks. If you can invite 100 people, you will make 25 000 nanas. While that might seem much remember it's less than a dollar. Not really worth pissing people off by pitching them your code in my books.

Why You Shouldn't Use AppNana

In my opinion, the only reason you should be using AppNana is for reverse engineering how it works or if you actually enjoy the playing content in it.

You can't earn any significant money with it in reasonable time frame, so there are many more profitable ways to spend your time online. You could literally earn a hundred times the amount for your time by doing simple Fiverr gigs or other freelance work. You could also spend the time building an actual online business.

In my opinion the problem with apps like these is that they are addictive, time-consuming and they shifts your focus away from the important things. Any time you spend using the app is time you could use to either build a business, work or do something you actually enjoy.

You have limited mental resources and using them on an app like this is simply a waste of time. You will not learn any new skills, not any that can help you in real life or help you make a profit at least.

While sharing your link might offer seeming value to your friends you are not actual providing any real value. You are just sucking other people to the time-consuming app even though you are both earning a small Nana commission. Use your time to do something more productive.

The best way to earn money in this world is by providing people with solutions and answers to their problems. This way you add value to their life, get a feeling of accomplishment and get compensated. In my opinion AppNana doesn't really achieve any of this.

So please, if you don't take anything else away from this review, consider this: Use your time wisely by doing things that add value to the world.

Is AppNana Trustworthy? (Do they actually pay you)

From my research absolutely, AppNana will deliver the gift cards you pay with your earned Nanas. If you go through the comments it becomes apparent that many people are not getting answers from their customer support.

Some commenters said that the app did not pay or some didn't get credits for the apps they had downloaded. This is, of course, a huge problem with an app like this that already offer small commissions. It still seemed that it's likely they were simply having technical problems or didn't understand the terms of use. 

There is the point to make that they might not have much interest to take care of customer service as they are getting paid themselves but on the other hand, if they don't payout, no one would use the app. That's why I think it's simply a case of misunderstood directions.

What People Like About AppNana

I think one of the best ways to get information on a smartphone app is to go over the comment in Play Store to see what people have to say about the app.

I went over a lot of the 5 and 4-star reviews and there were these recurring things that people seemed to like about the app:

  • Really fun to use
  • They actually pay the gift cards
  • Gift cards arrive in time
  • You can earn some points 5 minutes a day

What People Dislike About AppNana

Here are some of the things people said in the one-star reviews:

  • Some users aren't receiving their gift cards
  • Couldn't contact support
  • The task that was supposed to be completed wasn't there
  • Does not payout

AppNana - Q&A

Q: Why Am I Not Getting Paid by AppNana?

A: To get paid on AppNana, it has to be the first download of that app on your device or account. If you have downloaded the same app before downloading AppNana, you will not be credited for the download.

There also seems to be some issues with not every user getting credited for their downloads. You can try contactin their support for a resolution.

Q: Is AppNana free?

A: Yes, AppNana is free to download in the Google Play Store. Keep in mind though that using it is very time consuming and can be addictive. You will definitely not be compensated very well for your lost time so please don't use this App thinking you are earning any significant income.

Q: Can I get the Nanas as money?

A: As far as I can tell, at least in the US you can get PayPal gift cards which you can turn into cash fairly easily. You need to earn a minimum of 45 000 to get a $2 dollar gift card. That's from a day of work, just sayin'.

Globally they only pay you in gift vouchers.  That said it doesn't require much imagination to turn Amazon gift cards into cash but it does take work and you will not likely make any real profit.

Q: Can I make money with AppNana hack?

A: I would suppose any kind of hacks or automated software would be against their terms of use so I can't advise you to do that. Even if you could earn some additional nanas with hacks, so what? You're not going to make any real money so don't waste your time and do something productive instead. Not to mention it would likely be illegal to use any form of hacks. 

Q: How to install AppNana

A: You can download AppNana on your smartphone from either Google Play Store or the Apple Store depending on if you are using an Android or an Apple device. Just got the store, search for AppNana and click install and you are good to go.


There you have it, my take on the AppNana software. Is it a scam? Definitely not. Is it legit? Sort of. Can you make money with it? A little bit.

I can think of 20 better options from the top of my head for earning money online.

AppNana is definitely not a scam but it's also not a way to make significant money using your smartphone. The payouts are simply too small.

If you for some odd reason enjoy spending your time downloading and launching apps and playing several mobile games, AppNana might be a perfect match for you as you can earn a few coins while doing what you do anyway.

That said, I think AppNana is definitely not a good way to produce an income online. If you think of earning two dollars for half a day of work, I have a hint for you: You are definitely undervaluing your time.

The online world is just full of opportunities to make money these days so, in my opinion, it's stupid to spend your time in something like this. I understand real gaming as I do it myself. But using hours of your time on some app to get a few gift card dollars? Really?

If you found this review useful, please share it on social media bookmark my site! I love hearing from you so if you have any questions or suggestions for reviews/topics, you can leave them in the comments section below.

If you are interested in online business opportunities, check out my ​Prosperity of life review, Income Shift Pro Review and Primerica Review as well!

That's it for the day, see you next time!

Successful Online Businesses (Ideas)

Successful Online Businesses (Ideas)

Today I want to talk about successful online businesses and share ideas about how to create one for yourself. So if you are interested in working for yourself, read on!

I’m sure you have heard about different kinds of online businesses and opportunities, ranging from e-commerce stores to education platforms and from dropshipping to affiliate marketing.

Or maybe you just know someone who makes living blogging. No matter what the online business model, you can be sure there are a thousand unsuccessful ones for each successful one.

That’s why it’s very important to know which model to choose if you are just starting out. The odds for success are not for good with most of them.

But if you follow proven footsteps and put in the work, some of the business models are almost guaranteed to succeed. It all comes down to choosing the right path, sticking to it and putting in the hours.

We are living in a time of information overload, so it can be next to impossible to find all the required information and actually sort through it.

That’s why I have a very simple request for you. Since you are looking for information on creating successful online businesses, make the decision to find a proven system and stick to it.

Endless research will not make you any more likely to succeed, quite the contrary actually. The sooner you make the decision to stick to a proven plan, get started and take action, the sooner you will succeed online.

But what business model or program to choose from the sea of endless promises? Well, let me help you out.

The Most Successful Online Business Model

Before we get on with my recommendations, let’s look at what business model should you choose to improve your odds in succeeding in creating a successful online business.

My number one recommended business model is affiliate marketing. Affiliate marketing has several benefits over other types of online businesses that make it superior, especially for beginners.

If you are new to this stuff, affiliate marketing essentially means marketing other people’s products. They can be digital or physical products as many online stores (like Amazon) have affiliate programs.

When you refer a customer that makes a purchase, the vendor pays you an affiliate commission. This process is fully automated in the online world. All you need to have is the correct link to point your customers to the vendor.

So in essence affiliate marketing is a form of revenue sharing. It’s worth it for the vendor because they get paying customers and it’s worth it for you because you get a piece of the pie. Simple as that.

Unlike running an actual e-commerce store, affiliate marketing doesn’t require you to handle all the costly overhead of labor, storage, shipping, customer service, etc. It takes a lot to run even a small online store.

With affiliate marketing, you just refer the customer and get paid. That’s it. Even if you would do dropshipping, where you skip the physical overhead, you still have to handle customer service, complaints, etc.

How about selling your own digital product? Well, that’s a great option. If you know what you are doing. The problem is that most beginners don’t know what they are doing.

It takes serious effort to create a high-quality digital product and take it to the point that other people will actually want to market it. Even then you should offer it to affiliate marketers with high commissions because you will increase your sales to another level. But to even get started you need to create a professional product people actually want to buy.

Because affiliate marketing doesn’t require you to do any of that, it frees up time. You can focus all your efforts on the actual marketing and producing traffic.

The best part is that affiliate marketing can be completely automated. You just create content that people can find, include your affiliate links and the system works on automation even when you are sleeping.

That’s why I recommend it to beginners. You can use the skills you learn doing affiliate marketing to market physical products as well once you have the experience and capital if you still have an interest in such opportunities.

Of did I mention that it doesn’t require any real capital to create a successful affiliate marketing business? You do need some money to get all the necessary tools and training but we are talking about hundreds of dollars here, not tens of thousands or hundreds of thousands like in regular business.

My Recommended Programs

So you want to learn affiliate marketing to create a successful online business? Great! I can recommend two programs for you that will definitely help you succeed if you follow through with the training.

They are Wealthy Affiliate and Legendary Marketer.

Both of these programs are great and which one you choose depends much on your preference. Both have their pros and cons and for the best results, you should actually combine them.

Wealthy Affiliate

Wealthy Affiliate is an online marketing platform that focuses on teaching sustainable affiliate marketing that works in any niche. It covers everything from training to web hosting and includes tools like keyword research tools, community help, and feedback system.

You can get started with Wealthy Affiliate for free but to get the full training and all the tools, you will need to get go premium, which is only $30/month.

Considering that you would have to pay much more than that to just get a high-quality hosting service for your websites and a decent keyword tool, I think WA Premium subscription is a no brainer.

I’ve used the system to build a successful website that produces money on automation even if I don’t touch it for several weeks, so I can vouch for the program.

Wealthy Affiliate mainly teaches how to do affiliate marketing through search engine optimized content creation, e.g. blogging. The idea is to create content around keywords that people are looking for on the internet.

If you can get your content into the search results, people will come to your site where you introduce your affiliate links. Wealthy Affiliate is actually much more than that as there are ever-increasing training by both the creators and the community.

The community is actually one of the best parts of WA as it helps you stay motivated and can help you out when you feel lost.

Read my full Wealthy Affiliate review here.

Legendary Marketer

Legendary Marketer is another affiliate marketing training platform that focuses on faster results than Wealthy Affiliate. Legendary Marketer was created by CEO David Sharpe as an education platform for marketers looking to create fast success online.

Dave has created several successful online businesses in the past and really knows what he is talking about. The focus in LM is on traffic sources that don’t rely on time-consuming SEO. Instead, they focus on traffic sources that provide fast results.

This includes paid traffic from different platforms, e-mail marketing and using high authority content creation sites like Medium for leveraging their SEO value and reader base for faster results.

I’m just getting started with Legendary Marketer but from all, I have seen and heard I have no doubt it’s a very effective program.

You can read my initial review of the Legendary Marketer here.

How to Succeed in Online Business

So there you have it. Two ideas and recommendations for creating a successful online business. I’ve seen first hand that both methods work, so it’s all up to you if you succeed using the information and tools they provide.

This why I want to give you the only three tips you need to succeed in your online business:

  1. Take action. Nothing will happen unless you decide to take action right now and do so every single day until you see success.
  2. Be consistent. Choose your direction, make a plan and stick to it by working consistently towards your goal every day. This means taking the right kind of action every day.
  3. Don’t expect overnight results. This stuff takes both work and time. But if you put in the work consistently, you will eventually succeed. So expect it to take several months or even over a year to see real success. It takes guts to stay consistent that long and that’s why most people fail.

So if you take action every day, do it consistently and stick it out long enough success is inevitable. The question is are you up for it?

Just remember that every single successful affiliate marketer was exactly where you are now at some point. You have to start somewhere.


That’s it for today! I hope you found these business ideas useful and intriguing. If you have anything to ask about affiliate marketing or Wealthy Affiliate and Legendary Marketer, don’t hesitate to contact me in the comments section below.

Affiliate marketing is simply a superior form of online business as it can be automated and you can do it from anywhere in the world.

One thing I forgot to mention that you might be wondering is that you can market almost anything. The product possibilities, both physical and digital are almost endless.

I have seen people succeed with evergreen topics like weight loss and fitness as well as with micro-niches like football snack helmets or drones.

That’s another great thing about affiliate marketing. You can create content on things you are passionate about and find suitable products. There is always something to market so it’s up to you to get creative!

See you next time

Wealthy Affiliate Black Friday Deal 2019 – If you are already a yearly member don’t miss this

It's that time of the year again, Black Friday is here! If you are a Wealthy Affiliate member you will know there has been a great Black Friday deal almost every year.

If you are new to Wealthy Affiliate, they offer one of the best deals in the make money online business every Black Friday for the past 7 years.

But how about the Wealthy Affiliate Black Friday deal if you are already a yearly member? Are you paying for nothing? Well no. The offer is just as good as if you are a free or monthly member.

If you are not a yearly membership yet and are already familiar with Wealthy Affiliate the time to take action is now!

If you aren't familiar with Wealthy Affiliate I definitely recommend getting to know the right now (here's my Wealthy Affiliate review) and taking advantage of this incredible deal.

In short, in case you are in a hurry, Wealthy Affiliate is an online business training platform with all the tools you need to create a successful online business, including a hosting service for your website(s).

The Black Friday deal is a yearly subscription at a heavily discounted price that will stay with you for indefinitely. WA changed my life and I truly want you to

The offer only runs 4 days between November 29th, 2019 (Friday) and through December 2nd (Monday). So act now and click the link below!

Wealthy Affiliate Black Friday deal if you are already a yearly member?


Also, check out my FREE 7-day course to making money online. It will give you a head start to Wealthy Affiliate and you will also receive my additional tips and personal support on how to succeed in your online business. I want to see you succeed and avoid all the beginner mistakes, so please subscribe to the course below if you are serious about your business:


Getting started and taking action is the hardest part about creating an online business. I want you to get a head start and avoid the common beginner mistakes.

That's why I created a very actionable 7-day course for you to get started with building your online business. It's yours for free, no strings attached. Cool?

BONUS: You can contact me for support any time during the course and I will even throw in my e-book Two Proven Ways to Make Money Online ($49 value).

If you are not familiar with Wealthy Affiliate or the yearly membership let's look at how it works!

What is the Wealthy Affiliate Black Friday deal?

The Wealthy Affiliate Black Friday deal is a special offer on the yearly membership of Wealthy Affiliate. Wealthy Affiliate is an all-in-one online platform for affiliate marketers.

They teach you how to create an online business using content creation and affiliate marketing principles. It essentially involves creating a website or several websites in specific niches, creating content around that niche on low competition keywords to gain organic traffic through search engines.

You then market relevant offers in that niche to using affiliate links. If a reader of your website/blog clicks that link and makes a purchase you will receive an affiliate fee. Simple as that, check the previous link for more info.

What's included in the Premium offer?

The yearly membership has everything listed in the table below under the monthly Premium membership below.

So as you can see the premium membership is very comprehensive as it includes pretty much everything you need to run an online business or a blog.

If you would acquire all the services individually, like a hosting service, keyword research tools, business training, WordPress themes, etc. you would have to pay a lot more than the $49 / month.

Here's the best part, with the Black Friday deal you'll be only paying $24.9/ month. That's half off of a crazy good value already!

The Black Friday special offer will include some bonuses as well. Kyle has hinted there will be some great improvements this year on the platform and there are at least four bonuses included on the special deal:

  • Bonus #1: The Path to Affiliate Stardom in 2020 - Kyle Goes AMA (Ask Me Anything) - Live Class
  • Bonus #2: Building an Incredible Internet Business in 2020, The WhitePaper.
  • Bonus #3: Creating a Thriving Authority Website in 2020 (5 Weeks of Live Training)
  • Bonus #4: Early 2020 Beta Access to New Platforms (Yearly Members Only)

To be honest, there are many companies that would charge the $299 just for those bonuses. In my experience Wealthy Affiliate offers superior value for your money compared to any other online business coaching platform.

What if I'm already a yearly member?

If you are already a yearly member at Wealthy Affiliate when you purchase the Black Friday offer, you will pay the $299 and add an entire year to your membership.

So if you, for example, paid your yearly membership fee this July, the Black Friday offer will continue your yearly membership to July of the next year.

What's even better is that the deal will "grandfather" to upcoming years, meaning that you will retain the highly reduced price indefinitely. Over time this will easily add up to thousands of dollars.

And believe me, you will want to stick with WA once you see success with your online business. The pricing, tech support, training, and community are simply incredible resources for such a low price.

This is my second year at Wealthy Affiliate and while in the first year (for a few months) I didn't make significant income, I decided to take advantage of the Black Friday deal and this year I have made it back and much more, so all the money I saved on the deal is pure income!

How about an existing monthly member?

If you are a monthly member you will be pro-rated on your monthly billing cycle. Meaning they will reimburse for whatever you have left of your monthly payment during the time of the yearly membership purchase.

Just like with the yearly subscription the new price will be grandfathered into your upcoming payments. So if you have been paying the $49 monthly fee, you can actually half that monthly bill for indefinitely! Of course take into account that you need to pay the fee once a year instead of once a year, so put the fee aside each month if you are on a tight budget.

So you won't lose any money, that's the important part and you will actually save a ton of money over time.

Not sure yet?

Check out this post by Kyle for more info on what's to come and why you should really take advantage of this incredible offer!

Wealthy Affiliate changed my life and I can recommend it from the bottom of my heart. There aren't many places online that offer such comprehensive services, training and an inspiring community.

If you are just learning about WA or thinking about going Premium I can only recommend that you do so now that you can get it for dirt cheap.

If you are wondering if you could get started on the free membership, the answer is yes, you can get started. But that's all. It allows you to learn the very basics and to practice creating content on the free domains.

But in my opinion, you can't go into online business half-heartedly. You will have to get your own domain and create content around researched keywords if you want to succeed. The sooner you do that, the sooner you will get results.

In my experience, the only way to succeed in online marketing is by treating it like a real business. This means you invest time and money into it. The only difference to brick and mortar businesses is that the required money investment is minimal (hundreds instead of tens of thousands). But you will have to invest your time if you want to succeed.

That's why I think it's only wise to invest for the whole year at a greatly reduced, yet substantial amount for all the tools you need. The good news is that If you follow the training and work hard for a year, the investment will pay itself back many times over.

The investment is also a great way to make yourself motivated. I personally started taking my business much more seriously once I paid the first annual membership fee. I knew that the only way to get the return for my investment was to work hard and actually use the tools and training.

Tools and training are what you are actually investing in, make no mistake. This isn't some money-making machine you just pay for and income starts pouring in.

They just teach you how it's done, provide all the tools but it's up to you to put in the time and effort to create content and be creative.

So here's my recommendation to you, for moving forward:

  1. Join my free 7-day course to getting started with Wealthy Affiliate
  2. Make the decision to invest in your future and grab the Black Friday deal.
  3. Contact me anytime at WA if you have any questions about moving forward.

Remember the offer stands only until 2nd of December 2019 so act fast! This is the time to make decisions about getting serious with your online business.

If you have any questions this post or Kyles post didn't answer, please don't hesitate to ask! I will get back to you as soon as possible.

See you at Wealthy Affiliate!

What is the point of working all your life?

What is the point of working all your life?

Feeling stressed? Feeling burned out? Wondering what is the point of working all your life? I really don’t think there is point in working all your whole life so let’s look at what you can do about it!

Here’s the thing. People these days are stressed with working life. This is a fact. They are also stressed with life in general. There are several reasons for this that I will get on to shortly but it’s painfully obvious that working life is putting a big strain on most peoples life when you talk to people.

Sure there are people who absolutely love their jobs. They usually work in a field that is their passion and they dedicate their lives to their careers. That is one of the big choices you have to make in life if you don’t want to feel like working your life away. Dedication to career. There simply isn’t enough time to have a fulfilling, full-time career (not just a job), a family and time intensive satisfying hobbies.

Sure they can be managed simultaneously to some extent, but something is going to wind up half-assed. Think of the stereotypical family with a stay-at-home mom and a distant father that only comes home from the office to eat his dinner and sleep (these days the roles can obviously be switched, but you get the example).

The father might actually love his career, but this kind of situation will without a doubt lead to resentment from the wife and the kids towards the father. In the best case scenario the stay-at-home parent is happy with the situation and there won’t too much resentment between the parents but either way they both have to compromise between career and family.

Now if both parents go to work (in jobs they don’t like) when the kids are young and try to have hobbies of their own somethings gotta give. Either the parents find a way to compromise or they end up splitting up due to resentment. The tragedy is that this can lead to even more stress as you now likely have a shared custody situation which makes planning life that more difficult. Especially when the new partners come into the picture.

But I digress. Let’s look at some of the reasons and factors why people hate working these days so much to figure out if there’s actually any point in working your whole life.

The demands of work

The reason most people can’t truly enjoy their careers is that the working life is too demanding to have a balanced life without stress.

Even if you like the field you are in, the working hours probably take most of your day, leaving you only few hours to have quality time doing what ever it is you love doing. That is, if you have the energy.

Studies show that over working is more common and even expected in many positions these days. Also, digitalization has lead to a situation where many employees are expected to answer emails and calls with their smart phones even from their home, outside office hours. Especially if they are looking to move forward in their career.

Work is too demanding in general. It’s very common there is too little time to complete all the tasks required by your job. Many positions are not filled when an employee retires and the tasks are assigned to other employees due to financial reasons.

Introduction of the work and workplace to new employees in many companies is either nonexistent or inhumanely short. This can lead to extreme stress even on the most diligent worker. Studies show that it takes on average three to six months to get accustomed to a new job. Sometimes even longer if the job is exceptionally demanding and complicated.